This is
timveroAI

Configure your lending platform in hours

timveroAI understands your business requirements and automatically configures timveroOS - workflows, products, rules, integrations - through a natural conversation, using 10+ years of production lending expertise that's already inside the platform.

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timveroAI — Implementation Agent
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80%

reduce time-to-change

5x

lower cost-to-change

Zero manual

coding for implementations

100%

explain ability and compliance

1

What is timveroAI

AI layer inside timveroOS

timveroAI is the AI development layer built inside timveroOS. It takes your business requirements and turns them into a running lending system - using 10+ years of production lending expertise already encoded in the platform.

It interviews your team, not the other way around

Your business analyst describes what you need in plain language. timveroAI asks structured questions, extracts precise technical requirements, and produces a full specification - without a single ticket written by hand.

It builds the system, not just suggests code

The AI matches your requirements to a production-tested skeleton, generates a task breakdown with file-level code hints, and guides your developers through the IDE via 4 MCP servers. The output is a real timveroOS deployment - not a prototype.

Your engineers do 20% of the work

Boilerplate drops from 60–70% of development time to under 20%. A team of 2–4 engineers delivers what previously required 6–8. Implementation in 2–6 weeks instead of 3–6 months.
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2

Capabilities timveroAI

Built for lending.
Grounded in your platform.

Every output is anchored in timveroOS's actual source code via RAG - not generic AI guessing.

Workflow & State Machine Generation

Auto-configure multi-stage approval flows, loan lifecycle statuses, and transition rules - matching your exact credit policy.

Compliance-Aware Configuration

Covenant monitoring, audit trails - the AI knows the regulatory patterns and applies them automatically.

Ongoing Maintenance & Updates

As timveroOS evolves, timveroAI propagates upgrades to your configuration and flags conflicts before they reach production.

Integration Scaffolding

Credit bureaus, payment gateways, KYC providers - the AI generates the integration layer and data mapping, not just the stub.

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Implementation Timeline — SMB Lender
1-2 hours
Requirements conversation with timveroAI. Loan product defined, workflow stages agreed, compliance rules captured.
1–3 hours
AI generates full configuration: entities, state machines, scoring hooks, API stubs. 847 lines across 12 files.
1–2 Days
Developer review, edge-case refinement, QA testing. Team works on the 20% requiring domain expertise.
3–4 Days
Integration testing, UAT with business stakeholders, go-live preparation.
~1-2 weeks
Production launch. What used to take 4–6 months of development.
Traditional implementation: 4–6 months With timveroAI: ~2-4 weeks

3

How timveroAI Works

From requirement to running system in a single conversation

timveroAI uses Retrieval-Augmented Generation trained on timveroOS source code, patterns, and past implementations - so it builds real, working configurations, not prototypes.

Tell the AI what you need

Describe your lending product, workflow, or regulatory requirement in plain language. timveroAI asks clarifying questions - like a senior solution architect would.

AI assembles the building blocks

The agent maps your requirements to timveroOS building blocks - entities, state machines, accrual engines, integrations - and generates production-ready configurations.

Review, iterate, go live

Your team reviews the output, refines edge cases if needed, and deploys. timveroAI handles the 70–80% grunt work so your developers focus on the 20% that matters.

4

Who it's for

Built for the teams
who build lending

Stop waiting on vendor roadmaps

Your products don't fit into off-the-shelf templates. timveroAI configures the exact workflow, approval structure, and compliance logic your institution requires — without 6-month implementation cycles.

Launch your lending product in weeks

You have a unique credit model, a novel product, and no time to build from scratch. timveroAI gets your core lending system configured and production-ready so your engineers focus on the differentiator.

Move faster than your deal flow

Your portfolio moves quickly. timveroAI configures the operational infrastructure to match - pipeline management, covenant tracking, portfolio analytics - without waiting months for a system to be built.

From concept to

production - 10x faster

“We develop and implement timveroAI so that our customers can configure and launch new credit products on their own without lengthy development. Our framework supports flexible solution and is fully customizable”

Dmitriy Wolkenstein
Founder and CEO, TIMVERO
Talk to our CEO

6

Customer Experience

Lenders Who Launched on timveroOS

80%

ready-to-use lending infrastructure supplied

Finom

Finom

timveroOS partners with a fast-growing European fintech to launch a multi-country proactive credit product for SMEs delivering full automation, regulatory compliance, and rapid market rollout at a fraction of the cost and time of traditional banking systems.

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90%

cost reduction compare to the previous solution

Cartiga

Cartiga

timveroOS enables a US-based litigation finance company to launch complex working capital products for law firms while achieving full automation, faster time to market, and significantly lowering costs compared to their previous enterprise platform.

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100%

bespoke origination requirements coverage

AMIO Bank

AMIO Bank

timveroOS enabled a leading Armenian bank to transform a complex lending concept with guarantor support into a fully automated, production-ready solution. The platform ensured full compliance and rapid deployment - bringing the new product to market in just six months.

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Nine atoms that power
every implementation

Feature Ontology

10+ years of TIMVERO expertise encoded as structured, machine-readable data. 15 core lending functions mapped to specific SDK implementations. The vocabulary AI uses when interviewing your business analyst.

Skeleton Library

Library of fully working lending applications across three tiers: Deep Reference (1–2 features, full depth), Breadth Skeletons (5+ features), and Product Skeletons (full product types: BNPL, installment, etc.). Not generated code - tested templates.

SDK Doc Corpus

33 chapters of SDK documentation chunked, tagged, and embedded in pgvector. Fed into the AI agent's context via RAG. Code hints and patterns are exact - not hallucinated.

AI Interview

AI asks structured questions guided by the Feature Ontology. Your BA or product owner describes in plain language - the system extracts precise technical parameters in real time.

Specification Engine

Matches requirements to a skeleton, calculates coverage score (target >70%), generates gap analysis, decomposes into developer tasks with file-level code hints. Exports to Markdown and PDF.

Task Board

Tasks with specific files to modify and code hints - not abstract "implement feature X" but "here's the EntityChecker based on the credit-check skeleton pattern, here are the files." Syncs with code changes.

Built-in MCP Server

A single MCP server connects Claude Code directly to your project SDK docs, spec, skeleton patterns, and code operations in one integration.

Feedback Loop

Developer decisions in code automatically propagate back into the specification. BA receives notifications about changes. Spec stays current throughout development, not just at project start.

Multi-Dev Coordination

Parallel task detection, file-level conflict awareness, and merge prevention. Essential for teams of 2+ developers working simultaneously on the same lending system.

7

Questions about timveroAI

FAQ

What exactly is timveroAI a separate product or part of timveroOS?

timveroAI is the AI implementation layer built into timveroOS Building Platform. It is not a separate plugin - it ships as part of the platform and has direct access to your configuration, workflows, and building blocks via RAG. You access it through Claude Code using 4 MCP servers.

What can timveroAI actually do? What's the scope?

timveroAI handles five core workflows:

Requirements & analysis - formalises business requirements from conversations, charts, or BPMs into structured specs; helps product owners and business leads understand the current state of their system

Implementation - takes formalised requirements and implements them using timveroOS building blocks in the correct, platform-native way

Testing - runs automated tests to verify the implemented feature against requirements

Documentation - generates and updates AI docs reflecting the current state of your configuration

Orchestration - can manage a sub-agent team to run development, QA, and deployment tasks in parallel

In practice, a feature that used to take days can be implemented and tested in under 10 minutes.

Do I need a developer to use timveroAI?

Not for most workflows. timveroAI is designed so that product owners, business analysts, and operations leads can configure and extend the platform using natural language - charts, BPMs, simple Q&A, or plain descriptions. Engineers are optional at the implementation stage; the plugin handles code generation and platform-native integration. That said, for complex custom scenarios, a developer can work alongside timveroAI to accelerate delivery significantly.

How does timveroAI know our system's current state? Is it safe to give it that access?

timveroAI maintains a structural knowledge base of your timveroOS configuration - connected modules, customisations, implemented workflows, and best practices. It reads this knowledge base before every action, which is why it can ask the right clarifying questions (like a good product owner) rather than making assumptions. Access is scoped to your timveroOS instance only; the plugin doesn't have access to borrower data or external systems unless explicitly connected.

We already have a development team. Why would we use timveroAI?

timveroAI doesn't replace your team - it removes the bottlenecks that slow them down. Requirements are formalised faster and more accurately. Platform-native implementation means fewer integration errors. Automated testing catches regressions immediately. Your engineers spend time on high-value decisions, not boilerplate configuration. Most clients see their team handling 3–4× the throughput on platform customisation without additional headcount.

Is timveroAI a chatbot or an actual AI agent? What's the difference?

timveroAI is an agentic AI system — not a chatbot. The distinction matters: a chatbot answers questions and waits for your next input. timveroAI takes a goal, breaks it into subtasks, and executes them autonomously. It manages a team of specialised sub-agents — one to formalise requirements, one to implement, one to test, one to update documentation — all running in parallel under a single orchestrator. Once you describe what you need, it asks the right clarifying questions (just like a good product owner), then executes end-to-end. Your team reviews the output, not every step.

Ready to cut your implementation cycle?

We'll walk you through a personalized demo - your segment, your product type, your business requirements turned into a running system.

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Configure your lending platform with timveroAI - requirements to production in 2–4 weeks on timveroOS Building Platform.

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