Consumer loan software

The end-to-end consumer loan origination software by TIMVERO is created to meet your business needs. Like a missing jigsaw puzzle.

1

Stages

Loan software that anticipates your needs

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timveroOS builds seamless and tech-savvy onboarding for banks and financial institutions to improve conversion rates and minimize customer churn at every stage. Your borrowers can undergo fast fully digital KYC checks and submit their consents with a click.

The major advantage of TIMVERO consumer lending software is robust data furnishing tools and analytics.

The system generates forms and supports auto-fill based on existing CRM data or API integrations with data providers. Just as well it easily extracts and processes data from complex financial reports in banks.

timveroOS provides tailor-made and technology-powered user onboarding to win the loyalty of business customers from the first click. For commercial loan origination system we implement automated due diligence and KYB with fast and secure document uploads and submitting consents.

At TIMVERO, we focus on furnishing tools and analytics, this is our key strength. The OS allows form auto-fill due to integrations with existing CRM or API integrations with selected data providers. Smoothly and seamlessly, it extracts, processes, and implements huge arrays of data from complex financial reports.

timveroOS provides tailor-made and technology-powered user onboarding to win the loyalty of business customers from the first click. For commercial loan origination system we implement automated due diligence and KYB with fast and secure document uploads and submitting consents.

At TIMVERO, we focus on furnishing tools and analytics, this is our key strength. The OS allows form auto-fill due to integrations with existing CRM or API integrations with selected data providers. Smoothly and seamlessly, it extracts, processes, and implements huge arrays of data from complex financial reports.

timveroOS provides tailor-made and technology-powered user onboarding to win the loyalty of business customers from the first click. For commercial loan origination system we implement automated due diligence and KYB with fast and secure document uploads and submitting consents.

At TIMVERO, we focus on furnishing tools and analytics, this is our key strength. The OS allows form auto-fill due to integrations with existing CRM or API integrations with selected data providers. Smoothly and seamlessly, it extracts, processes, and implements huge arrays of data from complex financial reports.

2

Architecture

Customizable Loan Architecture

Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.

3

Technology

Why our consumer
lending system is different

TIMVERO SDK provides you with the end-to-end automation of custom workflows at reasonable self-maintenance costs and a lot of flexibility.

Low-cost
self-maintenance

Choose your business strategy depending on the borrower’s parameters (demographics, income, grade, location, occupation, etc.)

Automated loan
limit calculation

Go for fully-automated or semi-automated execution of loan management processes based on events and triggers.

Event-based
proactive strategies

Advanced AI analytics

info

On top of automated loan origination and servicing, the analytics module supplies data ready for machine learning processing. Our ML framework helps build risk and underwriting models, and get product and marketing insights.

You get analytics in hours instead of weeks compared to manual processing and model building.

You get analytics in hours instead of weeks compared to manual processing and model building.

TIMVERO analytics system creates genuine recommendations on new underwriting models, best-fit products, and the most effective ways of payment collection.

It means that all bank departments have all the cashflow projections at their fingertips and can make data-driven decisions up to 12 times faster.

4

How the process looks like

01

The integration and data transformation modules gather and process data from widely sourced data pools using integrations.

02

XAI (explainable AI) analytics engine is connected to the data storage to draw the most valuable insights for ongoing underwriting, product improvements, and loan servicing actions.

03

The projection module helps to seamlessly estimate the impact of new findings in the interconnected financial models between various departments (risk, product, marketing, or financial).

5

Testimonials

Customer reviews

Legacy software updates, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.

“Due to TIMVERO, my digital bank launched a new business line, cut loan management costs, and finally implement tons of data we own. Now the risk department can make effective solutions backed up with real historical data”.

Niklas
CEO, Canada

3 months to launch digital lending for businesses with the back-office augmented by advanced analytics and custom dashboards.

“Faster loan management system software, e2e automation, and super flexibility in development - this is what we value in our cooperation with TIMVERO”.

Henry
CTO, UK

3.5 months from signing a contract to launching a system. Consumer lending project with multiple loan products, and online digital onboarding.

“I love ML analytics model which drives our business to the next level”.

Mark
Banker, Germany

6

Solutions B2B

Solutions for any lending type

Installment
POS
Microfinance
Auto
Student
Payday

7

Next steps

Get a demo

TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.

Ready to start?

Upgrade your loan management system for small businesses and large enterprises in just 3 months.

Request a Demo

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