BNPL software

TIMVERO delivers top-notch software for Buy Now Pay Later (BNPL) which has emerged as a popular payment option, offering flexibility and convenience to shoppers worldwide.

Our comprehensive software platform enables seamless integration of BNPL services into online and brick-and-mortar stores. Discover how timveroOS empowers businesses to increase sales, provide customers with deferred payment options, and enhance customer satisfaction.

From robust risk assessment and real-time transaction monitoring to intuitive user interfaces and personalized repayment plans – benefit from the robust functionality of top-notch BNPL software

Start your journey

Discover how TIMVERO’s flexible solutions can elevate your operations with tailored tools and seamless integration.

Request a Demo

Get our free TIMVERO product guide

1

Stages

TIMVERO BNPL software

TIMVERO Buy Now Pay Later system provides a full 360-degree coverage of lender’s needs. No matter if you’re a bank, a credit union, or a flexible fintech, you always have space for growth in the automation of loan origination and loan management operations within the BNPL lending business:

Get more info

Seamlessly integrate timveroOS into your lending operations, enabling efficient and streamlined loan origination processes. Take advantage of advanced risk assessment algorithms, automated decision-making capabilities, and real-time data analysis to ensure swift and accurate loan approvals. Our software empowers you to tap into the growing BNPL loan market, expand your customer base, and maximize profitability while delivering an exceptional borrowing experience.

Easily manage and service loans with our robust platform, and benefit from efficient payment processing, automated reminders, and modules for personalized customer interaction. Leverage advanced analytics to gain valuable insights into borrower behavior, identify trends, and optimize repayment strategies. Our software empowers you to provide seamless loan servicing experiences, enhance customer satisfaction, and drive long-term loyalty. Stay ahead in the competitive BNPL lending landscape by harnessing the power of TIMVERO pay later platforms for comprehensive loan servicing solutions.

Efficiently manage debt collection in the realm of Buy Now Pay Later (BNPL) lending with our smart AI-powered platform. Streamline your collection efforts with automated reminders, customized repayment plans, and real-time monitoring. Leverage advanced analytics to identify delinquent accounts and optimize recovery strategies. Maximize debt recovery while maintaining positive customer relationships through the intuitive TIMVERO BNPL loan software workflow.

Empower your BNPL business with timveroOS and data analytics to reveal best-performing products and customer segments, increase acceptance rates, and decrease delinquency rates, keeping the staff number under control. With the help of TIMVERO Cashflow Engline, your institution executives get access to effective financial models to grow profit per loan. Get detailed reports on loan performance and borrower metrics to identify trends and optimize your lending strategies.

2

Architecture

Customizable Loan Architecture

Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.

3

Technology

timveroOS BNPL
software perks

Request a Demo

Onboarding with Vendor portal and API integration enables a smooth and efficient integration process for merchants or vendors, allowing them to quickly adopt and provide BNPL services to their customers. Also, it provides smooth data flow between the merchant's system and the pay later platform. This integration ensures accurate and real-time transaction processing, order tracking, and customer management, enhancing operational efficiency and minimizing errors.

Seamless
onboarding

Personalized flows allow vendors to tailor the Buy Now Pay Later programs to their specific brand and customer base. This way, timveroOS helps optimize conversion rates and increase sales. By analyzing customer data and behavior, vendors can personalize the BNPL offering based on individual preferences, purchase history, and affordability. This targeted approach not only boosts customer engagement but also improves the likelihood of successful transactions and repeat purchases.

Hyper-personalized
flows for vendors

Our platform cares about end-customer experience and potential customer base growth for merchants and financial service providers in BNPL. By offering the option to switch from BNPL to a credit card, businesses can increase sales and customer acquisition, and encourage borrowers to manage cash flow more effectively. By accommodating various payment preferences, businesses can cater to a wider range of customers and increase their competitiveness in the market.

Easy product
switch

AI/ML decision-making and reporting

Book a demo
info

With timveroOS, banks and fintechs can make executive decisions up to 12 times faster and increase profit per loan by 13% on average. AI/ML-powered decision-making and reporting module leverages data to reveal findings for continuous underwriting, service enhancements, or product developments.

The Financial Engineering/Cashflow engine is a proprietary software module used to measure the impact of decisions in BNPL loan origination and management. It builds a bridge between business teams: risk, product, marketing, and finance to make and implement substantial business improvements in minutes.

Eliminate bottlenecks and increase the effectiveness of your lending business with timveroOS analytics. Manage and prevent loan portfolio risks, discover non-obvious upsell opportunities, and build lead-winning marketing with impressive ROI with timveroOS AI/ML decision-making and Cashflow Engine.

4

How We Work

Banks

Our Buy Now Pay Later (BNPL) software is designed to seamlessly integrate with banks, providing a tailored solution that aligns with their unique requirements. With robust risk assessment algorithms and advanced analytics, it enhances lending decisions and risk management. The software's flexibility allows banks to customize the user experience, integrate with existing systems, and optimize operational efficiency. Our BNPL software empowers banks to tap into the growing BNPL market while leveraging their established banking infrastructure.

Credit unions

With seamless integration capabilities, timveroOS harmoniously integrates with credit unions' existing systems, such as core banking platforms and payment processing systems. The software's advanced risk assessment features and analytics empower credit unions to make informed lending decisions and effectively manage risk. By adopting our BNPL software, credit unions can enhance member services, increase loan volumes, and drive member satisfaction.

Finance companies (fintechs)

timveroOS is a perfect fit for fintech companies, providing them with a powerful and customizable solution to offer BNPL services to their customers. With its flexible and API-driven architecture, our software seamlessly integrates with fintech platforms, enabling easy implementation and smooth user experience. The advanced AI and ML capabilities enhance risk assessment and decision-making, while the wide range of integrations ensures compatibility with fintech ecosystems. Embracing our BNPL software allows fintechs to expand their product offerings and drive customer engagement.

5

Testimonials

Customer reviews

Legacy software replaced, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.

“Thanks to timveroOS, our financial institution quickly launched a new commercial lending business, optimized costs, and successfully implemented the processes we envisioned. Now, we can scale efficiently, and timveroOS is our clear choice for the consumer branch as well.”.

Sam
SVP, USA

3 months to launch digital SMB lending for  with the back-office augmented by advanced analytics and custom dashboards.

“timveroOS provides an optimized loan management platform with end-to-end automation and exceptional development flexibility—key factors that make our collaboration truly valuable.”.

Henry
CTO, Netherlands

3.5 months from signing a contract to launching in a production. Consumer lending project with multiple loan products, and online digital onboarding.

“I love how TIMVERO gave us full control over our data, allowing us to leverage it for our ML model, which is now driving our business decisions and financial perfomance to the next level.”.

Mark
CEO, Canada

6

Solutions B2B

Solutions for any lending type

Installment
POS
Microfinance
Auto
Student
Payday

7

Next steps

Get a demo

TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.

Ready to start?

Upgrade your loan management system for small businesses and large enterprises in just 3 months.

Request a Demo

Get our free TIMVERO product guide