Loan servicing software
Flexible due to SDK, easy-to-deploy, and powered with analytics – timveroOS for commercial and consumer lending is an industry-leading vendor of digital banks.
2
Architecture
Customizable Loan Architecture
Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.
Hi-tech applicable analytics
Digital transformation is more than repeating the already existing basic functionality in a banking app. Artificial Intelligence in financial services is a buzzword, but few financial service providers get the most out of it.
TIMVERO created the XAI-first approach for banks and financial institutions (XAI – explainable AI).
The implementation of AI-processed data has never been that easy: every department of your bank or financial organization receives refined and timely reports for 12 times faster and more effective decision-making. Outpace competitors with a smart XAI approach in digital loan servicing. TimveroOS is there to match advanced technology with financial business needs.
Automated data-centric decision-making
The loan servicing workflows in your bank or financial institution can be powered by the underwriting engine built on top of the open-source BPM engine. The timveroOS integrates the engine with its own data warehouse and the Machine Learning core. It provides you with the following functionality. Due to that, your lending business can hyper-personalize loan servicing, effectively manage active and overdue loans, and always have valuable data for decision-making at the fingertips.
Build proactive loan management strategies in the no-code environment in a few clicks
Link nodes, checking, and paths to CRM events or data points
Connect ML-powered scoring models if necessary
3
What it means
01
The timveroOS integration and data transformation modules pick and analyze data from widely sources data pools, such as customer actions, repayments, or communications.
02
Analytics XAI engine generates genuine recommendations based on this data. These recommendations include process improvements, repayment, collection analysis, and more.
03
Automated cashflow projections allow your financial institution to estimate the potential business impact of every further action or decision without having ML engineers on board.
4
Testimonials
Customer reviews
Legacy software replaced, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.
“Thanks to timveroOS, our financial institution quickly launched a new commercial lending business, optimized costs, and successfully implemented the processes we envisioned. Now, we can scale efficiently, and timveroOS is our clear choice for the consumer branch as well.”.
3 months to launch digital SMB lending for with the back-office augmented by advanced analytics and custom dashboards.
“timveroOS provides an optimized loan management platform with end-to-end automation and exceptional development flexibility—key factors that make our collaboration truly valuable.”.
3.5 months from signing a contract to launching in a production. Consumer lending project with multiple loan products, and online digital onboarding.
“I love how TIMVERO gave us full control over our data, allowing us to leverage it for our ML model, which is now driving our business decisions and financial perfomance to the next level.”.
5
How We Work
Get a real-time
personalized demo
In 45 minutes you get a detailed navigation through the system with a focus on solutions for your specific needs and goals and receive answers to your questions. After we get to know your requirements, the analysts will take a few weeks to prepare the offer including everything you need to kick off the project.
Get a fully-functional
lending platform
Usually it takes up to 3 months to launch the new loan origination system for banks. We use this time either to customize the system for you or to build an in-house team within your financial institution, provide a short SDK training, and navigate your team to the best results.
Issue
first loans
Benefit from a fully digital and smart experience with loan origination, launch or improve new application channels, measure results, and make data-centric decisions. All that and even more is available a few months after the demo. TIMVERO is there to deliver the most ambitious ideas in lending and finance.
6
Next steps
Get a demo
TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.
Ready to start?
Upgrade your loan management system for small businesses and large enterprises in just 3 months.
Get our free TIMVERO product guide