timveroOS for Your Leasing Stack, From Quote to End-of-Term
One platform for every lease.
The TIMVERO leasing solutions include unity quoting, underwriting, booking, billing, and end-of-term management. Asset-first data models, residual/FMV tracking, and precise accounting run as code. You launch quickly, extend freely, and scale without vendor limitations, while maintaining complete control of data, logic, and integrations.
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Stages
From Quote to EOT, Governed in Code
From vendor onboarding to end-of-term remarketing, the timveroOS platform provides a governed flow for every stage of leasing. Quote-to-contract, underwriting, booking, billing, and EOT are all configurable in UI and code. Asset-first data models, residual/FMV logic, and audit-ready rules help ensure compliance while reducing manual effort and scaling efficiently.
Faster onboarding and quoting with asset precision
Dealers and OEMs are onboarded with SLAs, buy-downs, and subventions configured once. Assets are logged by VIN or serial, with options, warranties, and pricing templates. Quotes run through calculators for IRR, residuals, balloon payments, deposits, and taxes. KYC/KYB and soft credit pulls are automated. The result: faster quote-to-contract, fewer errors, and transparent pricing every time.
Underwriting and structuring that control risk and exposure
Obligor and asset risk are assessed together, combining LTV, affordability, and exposure with residual/FMV logic. timveroOS enforces policies-as-code for eligibility, concentration, insurance, and maintenance, ensuring every decision is logged, explainable, and auditable. Final term sheets and contracts are assembled with governed overrides, versioned rules, and full transparency, helping risk stay aligned with product and finance.
Booking and funding that keep accounting clean
Once approved, POs, insurance, and registration are captured, and commencement dates confirmed. Contracts are booked with amortization schedules, indexation, fees, and taxes calculated automatically. Entries post directly to the GL, funds are disbursed, and the asset dossier is published to portals. Exception workflows handle substitutions or short shipments. Finance gets predictable schedules, risk gets clear exposure, and operations reduce rework.
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Architecture
Framework-Native Architecture for Asset Finance
For leasing service providers, the timveroOS platform by TIMVERO models every participant, obligors, guarantors, vendors, OEMs, and every asset down to VIN or serial number. Contracts, schedules, warranties, and events are captured natively, alongside raw and derived data. Configurable flows assemble operating, finance, or balloon leases. Fully extensible in code and APIs, this architecture shortens time-to-market while keeping every product explainable and audit-ready.
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AI-powered Lease Accounting Software Trained in Your Environment
AI in the commercial lease management software predicts residual values and FMV, optimizes IRR-based pricing, and flags early delinquency or usage anomalies from telematics. Models also recommend end-of-term and remarketing strategies to maximize recovery. All models train in your environment, remain explainable, and plug directly into structuring, servicing, and EOT.
Accurate residual and FMV forecasts to protect margins
IRR-based pricing optimization for higher profitability
Early delinquency alerts to reduce write-offs
Remarketing recommendations that maximize recovery yields
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We work with
Serving Every Segment
of Asset Finance
Banks and Credit Unions
Launch operating, finance, or balloon lease products with policies-as-code for pricing, residuals, and classification. timveroOS connects to core, GL, DMS, and insurance systems. Audit-ready schedules, mid-term events, and EOT reporting keep risk and finance aligned, while operations reduce manual effort and scale efficiently.
Independent Lessors and NBFIs
Manage multi-asset contracts, maintenance plans, and vendor SLAs in one governed system. Booking, servicing, mid-term events, and end-of-term remarketing run straight-through in timveroOS. APIs and SDKs keep ERP, DMS, and banking integrations clean, while dashboards provide visibility into exposures, residuals, and portfolio performance.
Captive and Vendor Finance Arms
Equip dealers and OEMs with portals for quote-to-contract, subventions, and inventory tie-ins. Delivery and approval workflows are embedded end-to-end. timveroOS enables product iteration at speed—supporting new structures, residual policies, or partner programs, without waiting for a vendor roadmap or losing ownership of data and releases.
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Testimonials
Customer Reviews
That Prove the Results
A Canadian leasing division moved from spreadsheets to an asset-first stack with timveroOS. Quote templates, residual logic, and approvals were automated. Result: faster contracting, fewer exceptions, and predictable end-of-term outcomes.
“timveroOS cut quote-to-contract time and made EOT a lot more predictable.”
A Belgian lessor deployed timveroOS schedules and accounting rules. Pricing, tax, and amortization ran as code with clean GL postings. Result: finance teams closed books faster with fewer manual reconciliations.
“Pricing and schedules as code, with clean GL posting, reduced month-end effort while keeping everything in our environment.”
A Netherlands-based fleet lessor connected telemetry and AI residual models in timveroOS. Alerts flagged usage anomalies early and recommended remarketing strategies. Result: higher yields on returned assets and lower delinquency.
“Telemetry-aware alerts and AI residuals improved risk and remarketing yield without impacting CX.”
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Solutions B2B
Solutions for any lending type
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Framework-native
Build Leasing Your Way, Not on Someone Else’s SaaS
The timveroOS platform is not off-the-shelf SaaS. It is a framework of modules and an SDK to assemble your own asset-finance system in your environment. Assets, contracts, schedules, and events are modeled natively. You own the code, the data, and the releases, starting fast, extending freely, and scaling without vendor lock-in.
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Next steps
Get a demo
Take control of leasing with the timveroOS platform by TIMVERO — asset-first lifecycle management, precise schedules and accounting, and predictable end-of-term outcomes. Assemble your system in your own environment, extend in code, and scale.
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