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Smartest AI loan management system

three main parts of timveroOS smartest lending operationg system
three main parts of timveroOS smartest lending operationg system

Smartest loan management system

Our comprehensive loan management software suite is designed as three distinct yet integrable lending solutions, enabling seamless interoperability when required. The suite comprises:

•  Loan Origination Software
•  AI-powered Financial Analytics Software
•  Loan Servicing Software

We encourage lenders to select only loan software solutions that align with their specific requirements, ensuring optimal efficiency and resource allocation.

 
Discover More

Smartest AI loan
management system

Our comprehensive loan management software suite is designed as three distinct yet integrable lending solutions, enabling seamless interoperability when required. The suite comprises:

•  Loan Origination Software
•  AI-powered Financial Analytics Software
•  Loan Servicing Software

We encourage lenders to select only loan software solutions that align with their specific requirements, ensuring optimal efficiency and resource allocation.

 
Discover More
three main parts of timveroOS smartest lending operationg system

Our competitive advantages

Explore all features
analytics (1)

AI-first operating model

timveroOS pioneers an AI-first operating framework that improves banking efficiency twelfold. The cashflow projection helps you grow profitability and diminish missed revenues in one interconnected workflow with all business units aligned. Advanced data modules, a proprietary analytics engine, and SDK capabilities allow 10-20% profit per loan growth.

adaptation

SDK-powered flexibility and scalability

No need to compromise full lending workflow automation in order to ensure scalability and avoid vendor lock-in. TIMVERO loan software for lenders allows innovative experiments, transparent result tracking, and any in-house improvements keeping decent lending management software quality.

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Seamless and hyper-personalized client's UX

Build end-to-end lending flow with well-thought-out customer journeys for various cohorts and business models: both online and offline. Multichannel loan origination, convenience, and ease allow having bank lending at the fingertips and build customer loyalty.

hierarchical-structure

Modular architecture for custom requirements

Develop only highly potent functionality and avoid unnecessary add-ons that take time and resources during development. You are in control of the entire process: we never up-sell if there is no business need behind that code.

easy-installation

Cutting-edge data ingestion and transformation tools

Elevate your data usage with effortless SDK-enabled data ingestion tools and a customizable feature store for all your transformation needs. Harness this versatility across all processes and maintain consistent data storage. Clear the way to efficient data utilization and AI-powered analytics.

gear

Automation of any business models

Vendor and client portals are designed to work in any lending business model, including B2B2C. Benefit from embedded financing and seamless integration of multiple systems in a single end-to-end loan management software.

analytics (1)

AI-first operating model

timveroOS pioneers an AI-first operating framework that improves banking efficiency twelfold. The cashflow projection helps you grow profitability and diminish missed revenues in one interconnected workflow with all business units aligned. Advanced data modules, a proprietary analytics engine, and SDK capabilities allow 10-20% profit per loan growth.

ux

Seamless and hyper-personalized client experience

No need to compromise full lending workflow automation in order to ensure scalability and avoid vendor lock-in. TIMVERO loan software for lenders allows innovative experiments, transparent result tracking, and any in-house improvements keeping decent lending management software quality.

adaptation

SDK-powered flexibility and scalability

No need to compromise full lending workflow automation in order to ensure scalability and avoid vendor lock-in. TIMVERO loan software for lenders allows innovative experiments, transparent result tracking, and any in-house improvements keeping decent loan software quality.

hierarchical-structure

Modular architecture for custom requirements

Develop only highly potent functionality and avoid unnecessary add-ons that take time and resources during development. You are in control of the entire process: we never up-sell if there is no business need behind that code.

easy-installation

Cutting-edge data ingestion and transformation tools

Elevate your data usage with effortless SDK-enabled data ingestion tools and a customizable feature store for all your transformation needs. Harness this versatility across all processes and maintain consistent data storage. Clear the way to efficient data utilization and AI-powered analytics.

gear

Automation of any business models

Vendor and client portals are designed to work in any lending business model, including B2B2C. Benefit from embedded financing and seamless integration of multiple systems in a single end-to-end loan management software.

Explore all features

Loan origination software

Multichannel tech-advanced loan origination functionality for higher borrower conversion rates and steadily growing income.

Digital onboarding
Decision-making
Loan application
Product selection

Document management
Loan processing
Underwritting process
Reports

Digital onboarding
Decision-making
Loan application
Product selection
Document management
Loan processing
Underwritting process
Reports

Learn more
timveroOS loan operating system inerface example
timveroOS loan origination software dashboard

AI-powered 
analytics software

With timveroOS, banks can make executive decisions 12x faster and increase profit per loan by 20% on average.

AI-powered analytics module leverages data-intensive storage to uncover findings for continuous underwriting, service enhancements, or product developments.

Lenders can benefit from AI-powered revisions of their underwriting models, personalized loan products, and existing loan term alterations provided by the Financial Engineering/ Cashflow Engine.

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Loan servicing 
software

Fully automated, analytics-powered, and tailored to your bank lending requirements and needs: the loan servicing software module will become a game-changer.

Loan operation
Payment processing
Accounting
Customer service

Collection management
Reporting
Pro-active strategies
KPI / Monitoring

Loan operation
Payment processing
Accounting
Customer service
Collection management
Reporting
Pro-active strategies
KPI / Monitoring

Learn more
timveroOS scoring and decision tree framework

Customizable Loan Architecture

Customizable Loan
Architecture

Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.

Participant

Consumer Icon
SMB
Collateral Icon
Collateral

Raw and featured data

  • Tax number
  • Address
  • Annual incomes
  • Liabilities

Documents

  • Financial accounts
  • Business bank statements

Raw and featured data

  • Property details
  • Receivables details
  • Discounted price

Documents

  • Receivables
  • Property appraisal

Deal

Business flow

  • AML
  • Underwriting
  • Collateral evaluation
  • T&C calculations
  • Signing

Products

  • MCA
  • Asset-based loan
  • Factoring

Any lending type

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Commercial Lending

Lending automation for banks and alternative lending institutions: loans, secured and unsecured credit lines, business credit cards, installment loans, merchant cash advance, and more.

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#image_title

Consumer lending

Full automation of loan origination and loan servicing for installments, Buy Now Pay Later (BNPL), Point-of-Sale (POS) lending, auto loans, microlending, and credit lines.

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TIMVERO Welcomes New Clients Across the Globe in Q3 2024

We are thrilled to announce that TIMVERO has expanded its global footprint by partnering with several innovative financial institutions during the third quarter of 2024. From leading digital lenders in Canada and the UK-Hong Kong corridor to prominent challenger banks in Europe and major private credit providers, these new collaborations mark significant milestones in our mission to revolutionize the lending industry with our AI-driven loan management system, timveroOS.

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28.11.2024
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Our customers

Digital lender from Canada
3.5 months from signing a contract to launching a system. Consumer lending project with multiple loan products, and online digital onboarding.

“I love ML analytics model which drives our business to the next level”.
Bank from the UK
Legacy software updates, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.

“Due to TIMVERO, my digital bank launched a new business line, cut loan management costs, and finally implement tons of data we own. Now the risk department can make effective solutions backed up with real historical data”.
Lender from Germany
3 months to launch digital lending for businesses with the back-office augmented by advanced analytics and custom dashboards.

“Faster loan management system software, e2e automation, and super flexibility in development - this is what we value in our cooperation with TIMVERO”.
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Get a demo

TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.

Upgrade your loan management system for small businesses and large enterprises in just 3 months.

Apply for a demo

Customizable Loan Architecture

Customizable Loan
Architecture

Unique architecture based on Particpants entities that can be customized for any custom attributes, documents, profiles and emdedded intro the custom step of the loan process.

Participant

Consumer Icon SMB
Collateral Icon Collateral

Raw and featured data

  • Tax number
  • Address
  • Annual incomes
  • Liabilities

Documents

  • Financial accounts
  • Business bank statements

Raw and featured data

  • Property details
  • Receivables details
  • Discounted price

Documents

  • Receivables
  • Property appraisal

Deal

Business flow

  • AML
  • Underwriting
  • Collateral evaluation
  • T&C calculations
  • Signing

Products

  • MCA
  • Asset-based loan
  • Factoring