Fintech Lending
Software

Fintechs and alternative lending organizations require outstanding software scalability, rich functionality for business insights and analytics, and the opportunity to launch new loan products in a blink of an eye.

All of that combined with attractive end-user functionality makes timveroOS for lending a great choice for fintechs.

Rapid innovation cycles

Reduced expenses

Automation at core

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1

Technology

Key highlights of loan software for fintechs

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Consistent and functional proprietary CRM in TIMVERO lending system for fintechs includes DWH for rich analytics used in decision-making and process orchestration.

Comprehensive
CRM system

Reveal the full potential of AI-based data modules for your lending business. It manages automated data extraction, processing, and demonstration in a user-friendly interface. Optimize your loan portfolio performance and expand revue streams.

AI-first
operating model

Seamless integration of the customer-facing part with a robust back office provides end-to-end coverage of loan management processes in fintechs and alternative lending organizations. The system is fully customizable due to SDK-based engineering.

Vendor and
client portal

2

Architecture

Customizable Loan Architecture

Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.

3

How it works

Lending software
for banks

We also suggest trying timveroOS for bank lending automation: it can be integrated with the core banking system or built from scratch. Highly flexible modules can fit sets of business processes of any complexity.

01

TIMVERO delivers an easy-to-use AI/ML-powered analytics module to your loan management platform.

02

The data transformation modules work with data from customer actions, transactions, or communications and generate genuine recommendations with this data. For example, suggestions on process improvements, collection approaches, loan product ideas, and more.

03

Due to that, your fintech company can gain a tangible competitive advantage in lending by estimating the expected business impact of every single decision or action. No coding or data analytics skills are required.

Smart decision-making

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Fintechs highly value data-driven scoring and decision-making provided by timveroOS. Here is how it works. The loan origination module is powered by a customizable underwriting engine paired with an proprietary Workflow engine. The system is integrated with the Machine learning engine, as well as with the cloud DWH module both created and delivered by TIMVERO. It allows you to:

Work in the no-code environment connecting features from the feature marketplace to necessary nodes, checking, and paths.

Tailor loan products and loan amounts to the needs of various customer segments

Personalize the business process of underwriting and make adjustments in minutes.

4

Testimonials

Customer reviews

80%

ready-to-use lending infrastructure supplied

Finom

timveroOS partners with a fast-growing European fintech to launch a multi-country proactive credit product for SMEs delivering full automation, regulatory compliance, and rapid market rollout at a fraction of the cost and time of traditional banking systems.

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90%

cost reduction compare to the previous solution

Cartiga

timveroOS enables a US-based litigation finance company to launch complex working capital products for law firms while achieving full automation, faster time to market, and significantly lowering costs compared to their previous enterprise platform.

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5

Why choose us

An Easy Choice Between SaaS Speed and Custom Control

SaaS loan management systems launch quickly but limit flexibility and audit depth. Custom builds offer control but come with long delivery cycles and high maintenance costs. The timveroOS platform by TIMVERO delivers all-in-one: faster deployment, reasonable costs, and full governance, with policies-as-code for posting, hardship, and collections logic that runs entirely in your environment.

SaaS solutions

Pros
Fast initial go-live
Lower upfront cost
Prebuilt workflows
Cons
Limited policy/UX flexibility
Vendor roadmap & data custody constraints
Volume/per-seat fees escalate TCO

timveroOS

Features
Modules + SDK in your environment
Policies: posting, fees, hardship & collections
Open APIs to core/GL, rails & bureaus
Immutable log: explainable changes & reversals
Predictable TCO (no per-seat traps)
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See Pricing

Custom Development

Pros
Full control of code and UX
Tailored integrations & data model
No vendor lock-in
Cons
9–18 month delivery risk
High build & maintenance cost
Talent/knowledge concentration risk

5

Framework-native

What is framework-native loan management solution

Framework-native loan origination and servicing: built atop our proprietary framework brimming with pre-built modules and interfaces, it delivers 80 % of the architecture out-of-box—just inject your custom logic to launch, adapt, and scale.

6

Next steps

Get a demo

TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.

Start your journey

Discover how TIMVERO’s flexible solutions can elevate your operations with tailored tools and seamless integration.

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