Asset-based lending software
Designed specifically for asset-based lending institutions, timveroOS streamlines and automates the whole lending process, from loan origination to portfolio management.
With ABL software, you can easily assess and leverage the value of a borrower’s assets, making more informed lending decisions.
Enjoy features such as collateral tracking, risk analysis, real-time portfolio monitoring, and comprehensive reporting. Experience the transformative capabilities of TIMVERO financial software and take your asset-based lending business to new heights.
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Discover how TIMVERO’s flexible solutions can elevate your operations with tailored tools and seamless integration.
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Stages
ABL software
TIMVERO asset-based lending software is a comprehensive digital solution for banks, credit unions, and fintechs to enhance and automate loan origination and loan management operations within the lending business of this type. With timveroOS, you can steadily grow your presence in the commercial lending market with a solid technical backbone.
Allow the software to perform routine tasks and double-check every step of loan origination. As the system receives a loan application mentioning assets provided as collateral, timveroOS performs AI-powered underwriting with the help of publicly available and internal data sources along with the evaluation data on the property to be collateralized. After thorough calculations, timveroOS provides the business customer with the individual contract terms and conditions and generates a leasing contract for e-signature.
Software-powered loan servicing and collection in asset-based lending offers numerous advantages: you can easily track loan repayments, manage payment schedules, and automate collection efforts, minimizing the risk of delinquencies and defaults. Additionally, software-powered loan servicing ensures accurate and timely communication with borrowers, enhancing customer satisfaction and strengthening borrower relationships. Digital loan servicing and collection in asset-based lending empowers banks and fintechs to optimize processes, mitigate risks, and drive greater profitability.
Due to advanced reporting capabilities built in timveroOS, lenders can gain valuable insights into their lending portfolios, risk exposure, and financial performance. TIMVERO ABL Software allows for customizable and real-time reporting, providing lenders with accurate and up-to-date information for decision-making. Detailed reports on loan performance, collateral values, and borrower metrics enable lenders to identify trends, assess risk, and optimize lending strategies
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Architecture
Customizable Loan Architecture
Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.
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Artificial Intelligence analytics
Our cutting-edge analytics module within timveroOS delivers concrete financial outcomes for banks and leasing companies.
By utilizing AI/ML-based analytics, decision-makers can accelerate executive decision-making by 12 times, resulting in an average profit per loan increase of 13%. Our analytics module harnesses the power of AI/ML technology and data-intensive storage to uncover valuable insights for continuous underwriting, service enhancements, and product advancements.
With our Financial Engineering/Cashflow engine, stakeholders can assess the potential business ramifications of these recommendations, enabling them to make well-informed, data-driven choices. This promotes collaboration among risk, product, marketing, and finance teams, facilitating rapid and substantial business enhancements.
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We work with
Banks
Our asset-based loan software is specifically designed to cater to the unique needs of banks. With its advanced features and robust functionalities, it empowers banks to streamline their asset-based lending operations and efficiently manage collateral, risk assessment, and loan servicing. The software's real-time reporting and analytics capabilities provide valuable insights, enabling banks to make data-driven decisions and optimize their lending strategies. With our asset-based loan software, banks can enhance efficiency, mitigate risks, and drive profitability in their asset-based lending portfolio.
Credit unions
Our credit union-focused asset-based loan software is tailor-made to cater to the specific requirements of credit unions. It provides comprehensive functionalities to streamline asset-based lending operations, from collateral management to risk assessment and loan servicing. With real-time reporting and analytics capabilities, credit unions gain valuable insights for informed decision-making and optimized lending strategies. Empower your credit union with our asset-based loan software to enhance operational efficiency, mitigate risks, and drive growth in your lending portfolio while providing valuable services to your members.
Finance companies (fintechs)
TIMVERO asset-based loan software is built to meet the evolving needs of fintech companies. It offers advanced features and robust functionalities to streamline asset-based lending operations, including collateral management, risk assessment, and loan servicing. With real-time reporting and analytics capabilities, fintechs gain valuable insights for data-driven decision-making and optimization of lending strategies. The software is highly scalable and customizable, allowing fintechs to adapt it to their changing business needs. Empower your fintech company with our asset-based loan software to enhance efficiency, mitigate risks, and drive innovation in your lending offerings.
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Testimonials
Customer reviews
Legacy software replaced, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.
“Thanks to timveroOS, our financial institution quickly launched a new commercial lending business, optimized costs, and successfully implemented the processes we envisioned. Now, we can scale efficiently, and timveroOS is our clear choice for the consumer branch as well.”.
3 months to launch digital SMB lending for with the back-office augmented by advanced analytics and custom dashboards.
“timveroOS provides an optimized loan management platform with end-to-end automation and exceptional development flexibility—key factors that make our collaboration truly valuable.”.
3.5 months from signing a contract to launching in a production. Consumer lending project with multiple loan products, and online digital onboarding.
“I love how TIMVERO gave us full control over our data, allowing us to leverage it for our ML model, which is now driving our business decisions and financial perfomance to the next level.”.
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Solutions B2B
Solutions for any lending type
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Next steps
Get a demo
TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.
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Upgrade your loan management system for small businesses and large enterprises in just 3 months.
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