Merchant cashadvance software
Here you get more information about timveroOS: AI-backed-up merchant cash advance software able to calculate loan terms and allowing businesses to make instant financing decisions. Fast MCA CRM helps to minimize excessive paperwork and automate redundant tasks thus decreasing operating expenses. The ultimate one-roof solution helps to manage the entire loan lifecycle on a single bespoke software platform. The integration with payment processors, smart ML-powered underwriting strategies, and feature-rich borrower portals make timveroOS an outstanding solution that balances portfolio risks and profits.
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Stages
What’s inside the merchant cash advance software
timveroOS MCA software is a professional end-to-end solution valued by customers. It enables steady business growth due to the customer lifetime value increase and operational efficiency boost. It covers the merchant cash advance workflow at every stage:
Loan Origination
Upon receiving the MCA application, the system performs client underwriting using available data sources for new applicants and cash receipt transactions for existing ones.
This way it forecasts the future returns and calculates possible amounts and loan terms. After the terms are proposed, the system automatically generates a contract for e-signature.
Servicing and Collection
TIMVERO merchant cash advance software can also help lenders streamline their loan servicing and debt collection operations: automate the process of sending payment reminders and other triggered actions within the system for tracking loan performance and handling delinquent accounts.
Reporting
From data collection to analysis and report customization - MCA software timveroOS provides real-time reporting, meaning lenders can access up-to-date information about their loan portfolio to identify issues and take corrective actions quickly. Get a custom dashboard with KPIs and receive SMS or email alerts upon events, such as a borrower missing a payment or reaching a delinquency threshold.
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Architecture
Customizable Loan Architecture
Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.
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AI/ML for extra insights and the highest effectiveness
TIMVERO loan software helps financial institutions implement large datasets to gain an insightful view of loan performance, market trends, and choose different market tactics in MCA lending. In addition, AI and ML help forecast possible risk areas in merchant cash advance, for example, high delinquency rates.
We offer 2 modules:
Integration and Data Transformation to gather and implement data from integrated sources. The in-built proprietary Analytics XAI Engine (XAI = explainable AI) data significantly improves the decision-making in MCA underwriting, changing loan terms, and ensuring automated loan servicing. You can easily draw insights for underwriting model updates depending on the borrower profile and for more effective debt collection. The system also helps to evaluate the impact of such changes and advises stakeholders in their financial decision-making. Speed up business decisioning up to 12 times with the TIMVERO software platform for MCA.
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We work with
Flexible Enough for Any
Type of Business
Banks
TIMVERO specializes in offering comprehensive software development services, ranging from developing software from scratch, taking over loan software development, to providing technological consulting to both traditional banks and neobanks. With each new project, the team gains valuable market expertise, positioning them to provide top-notch tech assistance as banks embark on their digital transformation journey.
Credit unions
For several years, we have collaborated with credit unions, primarily those located in the United States. Our team of TIMVERO business analysts possesses an in-depth understanding of the primary requirements, expectations, and concerns of credit unions, which enables us to handle even the most complex tasks efficiently. We are well-equipped to approach any challenge that comes our way with the expertise and insight gained from our experience working with credit unions.
Finance companies (fintechs)
AT TIMVERO, we have extensive experience and expertise in full-cycle lending systems development for various types of fintech lending. Our expertise covers both commercial and consumer loan software, enabling us to deliver exceptional solutions tailored to meet the specific needs of our clients. From conceptualization to execution, TIMVERO is dedicated to delivering exceptional software solutions tailored to meet the unique needs of fintech customers.
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Testimonials
Customer reviews
Legacy software replaced, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.
“Thanks to timveroOS, our financial institution quickly launched a new commercial lending business, optimized costs, and successfully implemented the processes we envisioned. Now, we can scale efficiently, and timveroOS is our clear choice for the consumer branch as well.”
3 months to launch digital SMB lending for with the back-office augmented by advanced analytics and custom dashboards.
“timveroOS provides an optimized loan management platform with end-to-end automation and exceptional development flexibility—key factors that make our collaboration truly valuable.”.
3.5 months from signing a contract to launching in a production. Consumer lending project with multiple loan products, and online digital onboarding.
“I love how TIMVERO gave us full control over our data, allowing us to leverage it for our ML model, which is now driving our business decisions and financial perfomance to the next level.”.
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Solutions B2B
Solutions for any lending type
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Framework-native
What is framework-native loan management solution
Framework-native loan origination and servicing: built atop our proprietary framework brimming with pre-built modules and interfaces, it delivers 80 % of the architecture out-of-box—just inject your custom logic to launch, adapt, and scale.
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Next steps
Get a demo
TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.
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