Loan origination software
Scalable, fully digital, and analytics-powered – TIMVERO builds top-notch loan origination system for banks and other lending businesses.
The OS for lending enables seamless loan application flow and provides borrowers with extended functionality thus increasing conversions and building customer loyalty. It is completely configurable due to SDK and meets the requirements of bank lending, including commercial and consumer loans.
End-to-end process automation
The loan origination platform wraps up complex business workflows into nicely structured digital processes with reasonable self-maintenance costs.
SDK-powered flexibility and customization
It takes less time and expenses to customize flows, statuses, business processes, and cohort targeting with the software development kit when compared to development from scratch or other LOS system for banks.
Multichannel loan
application
Enable borrowers to submit applications via mobile, web, vendor portal, or customer portal. Keep all requests in a single place and improve conversions.
30/30/60 seconds
Make blazing-fast loan processing your competitive advantage: 30 seconds for application, 30 seconds for underwriting and a loan decision, and 60 seconds for signing the contract and disbursing funds.
12x faster analytics for profits increase
Robust data harvesting and advanced analytics functionality allow onboarding in minutes, not even hours. While seamless integration of modules ensures real-time data feature transformation.
Comprehensive document management
The system stores, edits, and sends documentation, including loan applications, consents, offers, and contacts. You can provide granular access to the functionality for enhanced security.
End-to-end process automation
The loan origination platform wraps up complex business workflows into nicely structured digital processes with reasonable self-maintenance costs.
SDK-powered flexibility and customization
It takes less time and expenses to customize flows, statuses, business processes, and cohort targeting with the software development kit when compared to development from scratch or other LOS system for banks.
Multichannel loan application
Enable borrowers to submit applications via mobile, web, vendor portal, or customer portal. Keep all requests in a single place and improve conversions.
30/30/60 seconds
Make blazing-fast loan processing your competitive advantage: 30 seconds for application, 30 seconds for underwriting and a loan decision, and 60 seconds for signing the contract and disbursing funds.
12x faster analytics
Robust data harvesting and advanced analytics functionality allow onboarding in minutes, not even hours. While seamless integration of modules ensures real-time data feature transformation.
Comprehensive document management
The system stores, edits, and sends documentation, including loan applications, consents, offers, and contacts. You can provide granular access to the functionality for enhanced security.
Customer reviews
Brick and mortar bank from US
“TIMVERO is one of the most automated and seamless loan origination systems I saw, where every tiny detail of user experience was considered.”
Challenger bank from Spain
“For the 6 months I work in the production analytics framework, we managed to launch two new loan products and six risk models, which helped us significantly improve the lending yields.”
Digital lender from Germany
“API is a benefit, but TIMVERO’s SDK for loan tracking software is a real art object in terms of customization and implementation capabilities.”
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Customizable Loan Architecture
Unique architecture based on Particpants entities that can be customized for any custom attributes, documents, profiles and emdedded intro the custom step of the loan process.
Participant
Consumer
Collateral
Raw and featured data
- ID number
- Address
- Disposable income
- Credit score
Documents
- ID card
- Proof of address
Raw and featured data
- VIN number
- Discounted price
Documents
- Proof of ownership
- Appraisal
Deal
Business flow
- KYC
- Underwriting
- T&C calculations
- Signing
Products
- Fixed-term loan
- Auto loan
Leading-edge AI analytics
Digitization in banking is a lot more than simply automation or bringing a product online. Using Artificial Intelligence in loan origination software just because everybody does is hardly a great idea.
TIMVERO introduce the XAI-first approach for banks and financial institutions (XAI – explainable AI).
We digitize analytics to help you get a real financial business impact. Each department of your bank or loan business, be it risk, marketing, or financial, gets access to processed and refined data for fast and reliable business decisions.
The implementation of AI suggestions has never been that easy. The cutting-edge framework built in timveroOS allows you to make profitable business decisions 12 times faster.
How we do that:
The integration and data transformation modules collect and monitor data from widely sources data pools.
Analytics XAI engine uses data storage to draw insights that impact underwriting, product improvements, or market positioning.
Based on this, your bank or financial institution gets genuine recommendations regarding new underwriting models, risk models for niche customers, or product needs for specific user cohorts.
The integration and data transformation modules collect and monitor data from widely sources data pools.
Analytics XAI engine uses data storage to draw insights that impact underwriting, product improvements, or market positioning.
Based on this, your bank or financial institution gets genuine recommendations regarding new underwriting models, risk models for niche customers, or product needs for specific user cohorts.
Advanced decision-making
Benefit from infinite opportunities in data-driven scoring and decision-making powered by the timveroOS.
The loan origination software module is equipped with the underwriting engine, built on top of an open-source BPM engine. It is fully suitable for banks and is seamlessly integrated with the proprietary cloud DWH solution and the ML engine.
- Estimate the results of the algorithms and make adjustments in a few clicks
- Customize the product proposition for market segments based on data
- Hyper-personalize underwriting and loan amounts.
How we work
Get a real-time personalized demo
In 45 minutes you get a detailed navigation through the system with a focus on solutions for your specific needs and goals and receive answers to your questions.
After we get to know your requirements, the analysts will take a few weeks to prepare the offer including everything you need to kick off the project.
Get a fully-functional lending platform
Usually it takes up to 3 months to launch the new loan origination system for banks. We use this time either to customize the system for you or to build an in-house team within your financial institution, provide a short SDK training, and navigate your team to the best results.
Issue first loans
Benefit from a fully digital and smart experience with loan origination, launch or improve new application channels, measure results, and make data-centric decisions. All that and even more is available a few months after the demo. TIMVERO is there to deliver the most ambitious ideas in lending and finance.
Get a real-time personalized demo
In 45 minutes you get a detailed navigation through the system with a focus on solutions for your specific needs and goals and receive answers to your questions.
After we get to know your requirements, the analysts will take a few weeks to prepare the offer including everything you need to kick off the project.
Get a fully-functional lending platform
Usually it takes up to 3 months to launch the new loan origination system for banks. We use this time either to customize the system for you or to build an in-house team within your financial institution, provide a short SDK training, and navigate your team to the best results.
Issue first loans
Benefit from a fully digital and smart experience with loan origination, launch or improve new application channels, measure results, and make data-centric decisions. All that and even more is available a few months after the demo. TIMVERO is there to deliver the most ambitious ideas in lending and finance.
Apply for a demo
If you are up to upgrading or launching your loan origination platform - TIMVERO is a reliable bank lending software vendor that cares about your needs, requirements, and budgets. Hop on a real demo now to check the loan origination software pricing and to boost your financial business in just 3 months.