Introduction

LendAPI, the leading decisioning and lending orchestration platform, is proud to announce a strategic partnership with Lendiant LLC, a trusted name in loan servicing, compliance, and portfolio management. Together, the two companies are launching a next-generation Lending-as-a-Service (LaaS) model, combining state-of-the-art technology with decades of industry experience in customer onboarding, credit risk modeling, fraud detection, compliance, and collections.

This partnership brings together best-in-class tools and proven expertise to create a vertically integrated lending infrastructure for financial institutions, fintechs, and non-bank lenders. By combining modern lending technology with deep operational know-how, the new model is set to raise the bar for what it means to launch and scale consumer lending programs.

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Technology That Scales

At the heart of this collaboration is a powerful blend of platforms: LendAPI’s modular Lending Operating System (LOS) and Lendiant’s comprehensive but flexible portfolio management solutions. LendAPI brings automation and agility to the front-end of lending—handling originations, underwriting, KYC, fraud prevention, and decisioning with ease. Lendiant complements this with deep expertise to configure and manages loan servicing, payments, customer interactions, regulatory compliance, and most importantly, capital deployment strategy to accelerate cash flow and return on equity. Together, this full stack solution allows lenders to go to market faster with a complete, customizable lending infrastructure.

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Best-in-Class Servicing and Compliance

Lendiant deploys decades of hands-on experience in multi-channel originations, underwriting, analytics, customer service, collections, and compliance. From first contact through final resolution, Lendiant unravels the complexities of consumer lending,  from customer acquisition to servicing, while maintaining high borrower satisfaction and fully adhering to the ever-changing regulatory environment. This expertise ensures the full loan lifecycle is supported—from origination to charge-off—with precision and integrity.

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Unmatched Industry Knowledge

What sets this partnership apart is the depth of experience behind the technology. Between LendAPI and Lendiant, the leadership team has decades of real-world experience in building, managing, and scaling personal loan portfolios across various credit spectrums and economic cycles. This hands-on knowledge—spanning analytics, compliance, underwriting, and operations—means lenders can tap into more than just software; they gain access to strategic insights and operational playbooks that are often out of reach for new investors and operators.

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About LendAPI

LendAPI is a decisioning and orchestration engine powering the future of lending. With a flexible API platform, LendAPI helps fintechs and financial institutions launch new credit products quickly and compliantly. Its modular architecture supports instant onboarding, real-time underwriting, and seamless third-party integrations