Micro Lending Software

The comprehensive software platform is an absolute must-have for microfinance lending management. It enables multi-channel loan origination, automated scoring, underwriting, and repayment monitoring for effective microlending and hassle-free experience for borrowers.

With real-time data analysis and reporting features, it provides valuable insights for informed decision-making and risk assessment. The timveroOS product for MFI helps effectively manage lending operations, drive growth, and make a positive impact on underserved communities.

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1

Stages

Software for 
microfinance lending

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TIMVERO micro loan management microfinance software can automate most of the loan origination steps: it automates the application process and document verification, facilitates credit scoring, and generates loan agreements. It can also integrate with external data sources for efficient KYC and underwriting. Automating loan origination processes improves efficiency, reduces errors, and accelerates the lending process for microfinance institutions.

Our micro loan software for microfinance lending can automate loan servicing in full. For example, it handles payment processing, generates repayment schedules, automates late payment reminders, and tracks borrower communication. With it, you can generate comprehensive reports, manage loan products, and facilitate collections. Automating loan servicing processes saves operating expenses, creates a more attractive borrower experience, and ensures accurate and timely loan management for micro loan businesses.

Numerous tasks in debt collection can be delegated to timveroOS: use it to generate automated payment reminders, track overdue accounts, and initiate collection efforts. The platform can also automate communication with borrowers via notifications, SMS, or email, and provide comprehensive reporting on collection activities. Automating debt collection processes helps to use human resources smarter. It increases recovery rates and ensures compliance with regulatory requirements for microfinance institutions.

timveroOS provides analytics at scale for microfinance lending to assemble pieces of data in updated patterns in risk management, strategic marketing, and financial engineering to increase profits and optimize the performance parameters of your microfinance company. Benefit from scrubbed trend data, highlighted risk indicators, real-time financial state monitoring, and loan product suggestions in a top-notch digital product for full-cycle microfinance loan management.

2

Architecture

Customizable Loan Architecture

Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.

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Technology

Why choose TIMVERO microfinance software

Fast and fully automated custom flows play a crucial role in microfinance lending management due to the opportunity to build tailored digital onboarding flow, implement e-signature, and automate disbursement processes. All this significantly reduces manual effort and ensures a quick and efficient loan origination for microfinance institutions.

Custom
workflows

Limitless customer flow differentiation allows for customized and tailored loan application processes, repayment structures, and customer interactions. This flexibility accommodates the diverse needs and preferences of borrowers, enhancing customer experience and satisfaction. Microfinance institutions can effectively manage and cater to a wide range of customer flows, driving success and growth in their lending operations.

Limitless
differentiation

The precise analytical module in timveroOS micro loan software enables data-driven decision-making by providing in-depth insights into loan performance, borrower behavior, and risk assessment. This module empowers microfinance institutions to identify trends, optimize lending strategies, and mitigate risks, leading to informed decision-making and improved portfolio performance.

Precise
analytics

AI/ML decision-making and reporting

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We introduce smart decision-making and reporting within timveroOS. It is a revolutionary software module designed for microfinance lending that can transform loan origination and management in microloans.

With our AI/ML-powered platform module, financial institutions can leverage extensive data for informed decision-making, accelerating and improving executive decisions by relying on big data instead of intuition. This leads to an average increase in loan profitability of 13%.

Utilize data-driven insights to enhance scoring, underwriting, customize offerings, and optimize market outreach. Unleash the power of synergy among risk, product, marketing, and financial departments, enabling C-level decisions to be made up to 12 times faster. Facilitate effective collaboration across various departments with convenient reporting. Scale operations, mitigate risks, seize upselling opportunities, and achieve impressive ROI with timveroOS proprietary Financial Engineering/Cashflow engine.

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We work with

Banks

timveroOS is an exceptional loan management solution for banks. Its comprehensive features, such as automated workflows, precise analytics, and scalable capabilities, empower banks to streamline loan operations, enhance risk assessment, and optimize their lending portfolios efficiently and effectively.

Credit unions

timveroOS is a powerful loan management solution tailored for credit unions. With its robust features, including customizable workflows, integrated analytics, and seamless integrations, credit unions can streamline loan processes, improve risk assessment, and provide a superior borrowing experience to their members.

Finance companies (fintechs)

timveroOS is a cutting-edge loan management solution designed specifically for fintech companies. With its advanced features, such as API integrations, configurable workflows, and data-driven analytics, fintechs can optimize loan origination, enhance risk assessment, and deliver a seamless end-user experience. The platform empowers fintechs to scale their lending operations almost limitlessly and achieve greater success in the competitive market.

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Testimonials

Customer reviews

Legacy software replaced, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.

“Thanks to timveroOS, our financial institution quickly launched a new commercial lending business, optimized costs, and successfully implemented the processes we envisioned. Now, we can scale efficiently, and timveroOS is our clear choice for the consumer branch as well.”.

Sam
SVP, USA

3 months to launch digital SMB lending for  with the back-office augmented by advanced analytics and custom dashboards.

“timveroOS provides an optimized loan management platform with end-to-end automation and exceptional development flexibility—key factors that make our collaboration truly valuable.”.

Henry
CTO, Netherlands

3.5 months from signing a contract to launching in a production. Consumer lending project with multiple loan products, and online digital onboarding.

“I love how TIMVERO gave us full control over our data, allowing us to leverage it for our ML model, which is now driving our business decisions and financial perfomance to the next level.”.

Mark
CEO, Canada

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Solutions B2B

Solutions for any lending type

Installment
POS
Microfinance
Auto
Student
Payday

7

Next steps

Get a demo

TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.

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Upgrade your loan management system for small businesses and large enterprises in just 3 months.

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