Merchant cash
advance software

Here you get more information about timveroOS: AI-backed-up merchant cash advance software able to calculate loan terms and allowing businesses to make instant financing decisions. Fast MCA CRM helps to minimize excessive paperwork and automate redundant tasks thus decreasing operating expenses.

The ultimate one-roof solution helps to manage the entire loan lifecycle on a single bespoke software platform. The integration with payment processors, smart ML-powered underwriting strategies, and feature-rich borrower portals make timveroOS an outstanding solution that balances portfolio risks and profits.

Merchant-cash-advance-solutions
Merchant-cash-advance-solutions

Merchant cash
advance software

Merchant cash
advance software

Merchant-cash-advance-solutions

Here you get more information about timveroOS: AI-backed-up merchant cash advance software able to calculate loan terms and allowing businesses to make instant financing decisions. Fast MCA CRM helps to minimize excessive paperwork and automate redundant tasks thus decreasing operating expenses.

The ultimate one-roof solution helps to manage the entire loan lifecycle on a single bespoke software platform. The integration with payment processors, smart ML-powered underwriting strategies, and feature-rich borrower portals make timveroOS an outstanding solution that balances portfolio risks and profits.

What’s inside the merchant cash advance software

timveroOS MCA software is a professional end-to-end solution valued by customers. It enables steady business growth due to the customer lifetime value increase and operational efficiency boost. It covers the merchant cash advance workflow at every stage:

Loan Origination

Upon receiving the MCA application, the system performs client underwriting using available data sources for new applicants and cash receipt transactions for existing ones.

This way it forecasts the future returns and calculates possible amounts and loan terms. After the terms are proposed, the system automatically generates a contract for e-signature.

Servicing and Collection

TIMVERO merchant cash advance software can also help lenders streamline their loan servicing and debt collection operations: automate the process of sending payment reminders and other triggered actions within the system for tracking loan performance and handling delinquent accounts.

Reporting

From data collection to analysis and report customization - MCA software timveroOS provides real-time reporting, meaning lenders can access up-to-date information about their loan portfolio to identify issues and take corrective actions quickly.

Get a custom dashboard with KPIs and receive SMS or email alerts upon events, such as a borrower missing a payment or reaching a delinquency threshold.

Loan Origination

Servicing and Collection

Reporting

Upon receiving the MCA application, the system performs client underwriting using available data sources for new applicants and cash receipt transactions for existing ones.

This way it forecasts the future returns and calculates possible amounts and loan terms. After the terms are proposed, the system automatically generates a contract for e-signature.

TIMVERO merchant cash advance software can also help lenders streamline their loan servicing and debt collection operations: automate the process of sending payment reminders and other triggered actions within the system for tracking loan performance and handling delinquent accounts.

From data collection to analysis and report customization - MCA software timveroOS provides real-time reporting, meaning lenders can access up-to-date information about their loan portfolio to identify issues and take corrective actions quickly.

Get a custom dashboard with KPIs and receive SMS or email alerts upon events, such as a borrower missing a payment or reaching a delinquency threshold.

What’s inside the merchant cash advance
software

timveroOS MCA software is a professional end-to-end solution valued by customers.
It enables steady business growth due to the customer lifetime value increase and operational efficiency boost. It covers the merchant cash advance workflow at every stage:

Loan Origination

Upon receiving the MCA application, the system performs client underwriting using available data sources for new applicants and cash receipt transactions for existing ones.

This way it forecasts the future returns and calculates possible amounts and loan terms. After the terms are proposed, the system automatically generates a contract for e-signature.

Servicing and Collection

TIMVERO merchant cash advance software can also help lenders streamline their loan servicing and debt collection operations: automate the process of sending payment reminders and other triggered actions within the system for tracking loan performance and handling delinquent accounts.

Reporting

From data collection to analysis and report customization - MCA software timveroOS provides real-time reporting, meaning lenders can access up-to-date information about their loan portfolio to identify issues and take corrective actions quickly.

Get a custom dashboard with KPIs and receive SMS or email alerts upon events, such as a borrower missing a payment or reaching a delinquency threshold.

Customer onboarding

Automated scoring

Contracting

Collection

timveroOS builds seamless and tech-savvy onboarding for banks and financial institutions to improve conversion rates and minimize customer churn at every stage. Your borrowers can undergo fast fully digital KYC checks and submit their consents with a click.

The major advantage of TIMVERO consumer lending software is robust data furnishing tools and analytics.

The system generates forms and supports auto-fill based on existing CRM data or API integrations with data providers. Just as well it easily extracts and processes data from complex financial reports in banks.

Automated doesn’t mean uncontrollable or black-box.

It is you who defines custom scoring parameters, such as customer profile values, free cash flow range, and other risk parameters.

As a result, your consumer lending business obtains data-centric and effective scoring models - both soft-check and hard-check. Each is based on clear predefined rules for different borrower groups to minimize risk, reduce operating expenses and get the most out of what timveroOS automation can fuel your business with.

The entire document management part can become paperless.

The multi-stage process of signing a contract is supported by a number of online and offline channels. The system stores, edits, and updates various contract templates for borrowers.

The timveroOS functionality includes an automatic opening for debit or credit accounts or loan disbursements via integration with a core/general ledger collateral management. No need to switch between files, folders, and data providers: consumer loan software by TIMVERO unites all contracting operations in a single interface.

Robust collection module is a must-have for retail lending software. When compared to any out-of-the-box solutions in the market, at TIMVERO we added extended covenant control and collecting payments tracking along with ready-made proactive collection strategies for banking with automated notifications.

What’s more: banks and lending businesses always have necessary business metrics at their fingertips due to in-built systems for capturing analytical data and smart reporting.

AI and ML for extra insights and the highest effectiveness

timveroOS-feature-store

TIMVERO loan software helps financial institutions implement large datasets to gain an insightful view of loan performance, market trends, and choose different market tactics in MCA lending.

In addition, AI and ML help forecast possible risk areas in merchant cash advance, for example, high delinquency rates

We offer 2 modules:

Integration and Data Transformation to gather and implement data from integrated sources. The in-built proprietary Analytics XAI Engine (XAI = explainable AI) data significantly improves the decision-making in MCA underwriting, changing loan terms, and ensuring automated loan servicing.

You can easily draw insights for underwriting model updates depending on the borrower profile and for more effective debt collection. The system also helps to evaluate the impact of such changes and advises stakeholders in their financial decision-making.
Speed up business decisioning up to 12 times with the TIMVERO software platform for MCA.

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Advantages of timveroOS

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Custom yet rapidly developed onboarding

A completely digital onboarding flow can be tailored according to your business processes based on pre-build components, like forms, flows, and integrations for the best match with your needs and a blazing-fast release.

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AI-based loan amount calculations

Data-first underwriting includes a step of automated calculations of available loan amounts for this particular business borrower. Leverage data due to updated AI algorithms in order to minimize the risks of losing money and saving on operating expenses.

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Scalability

We foresee that your business may grow, thus we prepare the merchant cash advance software platform to be able to scale and deal with the exponential growth of loan applications. Based on easy-to-scale software architecture components, lenders can grow their businesses easier by being backed up by technologies.

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Whole loan lifecycle automation

The system gets you covered on the entire loan lifecycle: from application to scoring and underwriting, loan disbursement, repayment, and delinquency management with highly useful dashboards and custom reports at each step.

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Automated cashflow monitoring for collection

AI/ML collection strategies based on data analytics, real-time cashflow monitoring, and reporting allow lenders carefully plan loan management and get a realistic picture of risks in advance.

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Document management

Fast and effortless e-signing, digital document templates, and easy document storage compliant with industry regulations can help your business ensure effective online operation, speed up processes, and cut costs.

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Automated customer onboarding

Fully digital onboarding flow allows receiving loan applications online and managing them without having a single brick-and-mortar office.

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Robust analytics

Data-first business decisions are the new must-have in financial technology and loan management. Leverage the top-notch AI algorithms we provide to reveal the power or your data.

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Scalability

Let your business grow - and we prepare the installment management software platform to be able to grow with it. Benefit from easy-to-scale software architecture and a lot of opportunities for integrations and add-ons.

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End-to-end loan management

The processes are covered from loan origination, all the way to loan servicing and delinquency management with detailed reporting at every stage.

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Document management

Fully paperless template-based document creation, storage, and sharing help your business speed up processes right after release.

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Smart debt collection

Data-based strategies, automation, and reporting allow you to plan your bad loan management in advance and implement it in the best possible way.

Customers recommend us

An Australian MCA provider
“We benefit from the timveroOS solution for the past 4 months: for this time, the number of applications doubled, and the underwriting became 70% faster and highly accurate. We recommend it.”
The US-based financial organization
“We started MCA lending 2 years ago and about half a year ago we grew out of our existing software. TIMVERO’s suggestions on technical aspects help us build a new system according ot our needs and requirements.”
Alternative lending provider from the USA
“Great job of the TIMVERO team, the engineering experts, and the BA team! We launched our updated MCA lending software in 3 months, and it works exactly as described.”
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We work with

Banks

TIMVERO specializes in offering comprehensive software development services, ranging from developing software from scratch, taking over loan software development, to providing technological consulting to both traditional banks and neobanks. With each new project, the team gains valuable market expertise, positioning them to provide top-notch tech assistance as banks embark on their digital transformation journey.

Credit unions

For several years, we have collaborated with credit unions, primarily those located in the United States. Our team of TIMVERO business analysts possesses an in-depth understanding of the primary requirements, expectations, and concerns of credit unions, which enables us to handle even the most complex tasks efficiently. We are well-equipped to approach any challenge that comes our way with the expertise and insight gained from our experience working with credit unions.

Finance companies
(fintechs)

AT TIMVERO, we have extensive experience and expertise in full-cycle lending systems development for various types of fintech lending. Our expertise covers both commercial and consumer loan software, enabling us to deliver exceptional solutions tailored to meet the specific needs of our clients. From conceptualization to execution, TIMVERO is dedicated to delivering exceptional software solutions tailored to meet the unique needs of fintech customers.

Solutions for any lending type

Solutions for any
lending type

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B2B Installment

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POS

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MCA

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Leasing

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Asset-based

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Factoing

B2B Installment

POS

MCA

Leasing

Asset-based

Factoring

Get a demo

Our team will provide a comprehensive overview of the software's capabilities for MCA and walk you through its features, enabling you to see firsthand how timveroOS can benefit your loan business.

Contact us today to schedule a demo and take the first step toward streamlining your MCA servicing.