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Lending Software
for Credit Union

two men and a cashflow chart

Welcome to TIMVERO, where credit union lending software solutions with excellent functionality are created.

timveroOS is meticulously designed to empower credit unions by offering seamless integration with legacy systems, advanced AI-driven analytics for informed lending decisions, and a user-friendly interface. Elevate your lending strategies with TIMVERO today.

two men, a cashflow chart and summary table

Main features of credit union lending software

crm

All-in-one CRM system

timveroOS boasts a reliable proprietary CRM, ensuring consistency and functionality for credit unions due to an integrated Data Warehouse (DWH) and powerful analytics module for streamlined loan management. 

team

Vendor and client portals

Benefit from effortless fusion of the customer-facing interface with a resilient back office, ensuring comprehensive coverage of lending processes tailored for credit unions. Complete customization through SDK-based engineering is a bonus. 

artificial-intelligence

AI/ML support 

We deliver AI-driven data modules for credit unions that allow seamless data handling including extraction, processing, and presentation through a user-friendly interface. Build optimized lending strategies tailored for credit unions.

web-interface

Paperless document management

Credit unions are fully supported in document management with timveroOS. Store templates and ready documents, track, and send loan applications, consents, offers, and contracts seamlessly within timveroOS.

organize

Multichannel loan
origination

Enhanced flexibility for credit union borrowers can boost retention rates by enabling applications through mobile, web, vendor portal, or customer portal. Centralize requests for loan officers and underwriters, and automate routine tasks to provide a unified loan assistance platform.

data-collection (1) 1

Smart collection

In addition to solid loan management, TIMVERO delivers comprehensive collection functionality, supporting deals end-to-end and fully encompassing delinquency management. All collection processes for credit unions are backed by robust analytics. Give it a try! 

crm

All-in-one CRM system

timveroOS boasts a reliable proprietary CRM, ensuring consistency and functionality for credit unions due to an integrated Data Warehouse (DWH) and powerful analytics module for streamlined loan management. 

team

Vendor and client portals

Benefit from effortless fusion of the customer-facing interface with a resilient back office, ensuring comprehensive coverage of lending processes tailored for credit unions. Complete customization through SDK-based engineering is a bonus. 

artificial-intelligence

AI/ML support 

We deliver AI-driven data modules for credit unions that allow seamless data handling including extraction, processing, and presentation through a user-friendly interface. Build optimized lending strategies tailored for credit unions.

web-interface

Paperless document management

Credit unions are fully supported in document management with timveroOS. Store templates and ready documents, track, and send loan applications, consents, offers, and contracts seamlessly within timveroOS.

organize

Multichannel loan origination

Enhanced flexibility for credit union borrowers can boost retention rates by enabling applications through mobile, web, vendor portal, or customer portal. Centralize requests for loan officers and underwriters, and automate routine tasks to provide a unified loan assistance platform.

data-collection (1) 1

Smart collection

In addition to solid loan management, TIMVERO delivers comprehensive collection functionality, supporting deals end-to-end and fully encompassing delinquency management. All collection processes for credit unions are backed by robust analytics. Give it a try! 

Lending AI analytics for credit unions

Leveraging lending analytics, TIMVERO studied dozens of North American credit unions to pioneer an XAI-first (Explainable AI) approach in developing credit union loan origination software.

This cutting-edge solution revolves around no-code implementation, offering effortless AI-powered data analytics. Eliminating the need for ML engineers, the system autonomously generates valuable lending insights, empowering credit union departments to expedite executive decisions by up to 12 times faster.

First, TIMVERO introduces an AI/ML-driven analytics module tailored for your credit union’s loan origination systems. Then, the data transformation modules process customer actions, transactions, and communications, offering genuine recommendations. Finally, it empowers your credit union to estimate business impacts without coding or data analytics expertise, fostering a competitive edge in lending.

timveroOS loan origination software framework

How we do that:

First, TIMVERO introduces an AI/ML-driven analytics module tailored for your credit union's loan origination systems.

Then, the data transformation modules process customer actions, transactions, and communications, offering genuine recommendations.

Finally, it empowers your credit union to estimate business impacts without coding or data analytics expertise, fostering a competitive edge in lending.

First, TIMVERO introduces an AI/ML-driven analytics module tailored for your credit union's loan origination systems.

Then, the data transformation modules process customer actions, transactions, and communications, offering genuine recommendations.

Finally, it empowers your credit union to estimate business impacts without coding or data analytics expertise, fostering a competitive edge in lending.

LOS software decision making diagram

Intelligent 
decision-making 
at credit unions

Credit unions often have their “secret sauce”: custom scoring approaches, yet timveroOS introduces additional scoring automation methods to strengthen the existing methods:

timveroOS enriches credit union loan origination software with a highly adaptable underwriting engine and an open-source BPM module. Credit union officers can configure it using their established logic and techniques. Integrated with a proprietary and flexible ML engine and cloud DWH module, this technically advanced platform allows for:

  • Day-to-day operations without software engineering, connecting necessary functionality from a marketplace of ready-made features (like nodes, checks, or paths).
  • Crafting and customizing loan products, terms, and amounts based on market research.
  • Tailoring underwriting and implementation processes in minutes, ensuring swift adaptability rather than waiting for engineering solutions for days or weeks.

timveroOS is designed for your business

Commercial Lending

  • B2B Installment
  • MCA
  • Factoring
  • Leasing
  • Asset Based
  • Construction Loan Coftware

Consumer Lending

  • BNPL
  • Auto Lending
  • POS
  • Microfinance
  • Retail Lending Software
  • Installment Loan Software

Customer reviews

Dave, Loan Operations Director at the NY-based credit union
"Wide CRM functionality, easy document management, and comprehensive analytics - are the top 3 advantages of timveroOS. We managed to set up data-centric financing procedures, perfectly tailored for diverse lending demands.”

Meet David, Loan Operations Director at a credit union. Renowned for astute financial strategies, David values TIMVERO’s expertise in digital loan portfolio management systems.
Rohan, Chief Analytics Manager at a credit union
"Rich functionality of the analytics module helped us choose TIMVERO as a credit union loan origination software vendor. With timveroOS, we are building data-centric financing processes and getting valuable AI-driven insights.”

Meet Rohan, Analytics Manager at a credit union. Renowned for leveraging data for strategic decisions, he values timveroOS's AI-driven analytics. 
Jennifer, Project Finance Manager at a credit union
"Smooth onboarding, automated scoring, and insightful analytics have transformed our lending operations. Using timveroOS, our credit union's financing procedures are streamlined, data-centric, and operationally efficient, ideal for handling various lending needs.”

Introducing Jennifer, Project Finance Manager at a credit union. Known for strategic financial insights, she appreciates timveroOS precision and AI-based functionality.
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On-premise or cloud delivery for credit unions

TIMVERO prioritizes customer convenience, therefore timveroOS can be delivered on-premise or in the cloud. Both options guarantee robust security heightened data protection and compliance for credit unions, and mitigate risks associated with sensitive financial information. 

Delivered according to the top industry standards and internal customer rules and requirements, timveroOS ensures a fortified layer of security, vital for safeguarding credit unions' confidential data.

visual-bank-image

On-premise or cloud delivery for credit unions

visual-bank-image

TIMVERO prioritizes customer convenience, therefore timveroOS can be delivered on-premise or in the cloud. Both options guarantee robust security heightened data protection and compliance for credit unions, and mitigate risks associated with sensitive financial information. 

Delivered according to the top industry standards and internal customer rules and requirements, timveroOS ensures a fortified layer of security, vital for safeguarding credit unions' confidential data.

Get a demo

Learn more on how TIMVERO meets the needs and functional requirements of credit unions: hop on a personalized demo call. Reserve your spot today to explore firsthand how our software elevates lending operations at credit unions.