Bank Lending Software
Digital transformation both in neobanks and incumbent banks requires a strategy and a well-thought-out software solution. TIMVERO has a vast experience in bank lending software development and is able to quickly grasp even the most complicated functional requirements.
The expertise we possess, allows us to build scalable tech-advanced systems with powerful analytics modules and convenient end-user interfaces.
Improved efficience
Optimized costs
Faster business iterations
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Architecture
Customizable Loan Architecture
Unique architecture based on Participant entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.
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Why it is different
Lending software for fintechs
TIMVERO also delivers robust loan management solutions for fintechs and alternative lenders. The lending solutions include digital loan origination, automated scoring, disbursement, and loan servicing - all powered up by enhanced analytics.
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We created a proprietary AI/ML-powered analytics module that connects to the core loan management platform and boosts its functionality.
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The modules monitor, gather and process various data, including customer actions, transactions, or communications data. ML engine creates new risk models, builds marketing and product projection, and finds new collection strategies.
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Benefit from a fully digital and smart experience with loan origination, launch or improve new application channels, measure results, and make data-centric decisions. All that and even more is available a few months after the demo. TIMVERO is there to deliver the most ambitious ideas in lending and finance.
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With the help of analytics, banks obtain a clear competitive advantage in their digital lending efforts. They reveal and calculate the impact of all decisions and make them have all the facts in place.
Lending software for banks: analytics
TIMVERO analyzed the requirements and needs of more than 45 North American and European banks to develop to XAI-first (XAI – explainable AI) approach in lending software development for traditional and neobanks.
What’s more: it’s all about no-code efforts and simple implementation of AI-powered data analytics. No need to hire ML engineers, the system does that automatically and supplies departments with valuable lending insights to enable them to make executive decisions up to 12 times faster.
Data-driven decisions in banks
Banks tend to have their own scoring approaches and score cards, however, timveroOS provides additional methods of scoring automation, check it out: TIMVERO packs the bank loan origination software with a highly customizable underwriting engine paired with an open-source BPM module. Bank officers can set it up using their logic and time-proven techniques. The system is integrated with the ML engine and with the cloud DWH module – both are proprietary and flexible. Such technically advanced loan origination software for banks allows them to do the following things:
Operate with no software engineering on the daily basis: just connecting the necessary functionality from the ready-made feature marketplace (like nodes, checking, or paths)
Create and customize loan products, terms, and amounts based on market research
Tailor underwriting processes and introduce edits in minutes, not days or weeks.
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Testimonials
Customer reviews
Legacy software replaced, improved lending functionality, and 4 months of work partially performed by the bank’s in-house team.
“Thanks to timveroOS, our financial institution quickly launched a new commercial lending business, optimized costs, and successfully implemented the processes we envisioned. Now, we can scale efficiently, and timveroOS is our clear choice for the consumer branch as well.”.
3 months to launch digital SMB lending for with the back-office augmented by advanced analytics and custom dashboards.
“timveroOS provides an optimized loan management platform with end-to-end automation and exceptional development flexibility—key factors that make our collaboration truly valuable.”.
3.5 months from signing a contract to launching in a production. Consumer lending project with multiple loan products, and online digital onboarding.
“I love how TIMVERO gave us full control over our data, allowing us to leverage it for our ML model, which is now driving our business decisions and financial perfomance to the next level.”.
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Next steps
Get a demo
TIMVERO is a trusted technology vendor for banks and financial organizations on their way to impeccable digital lending. Apply for a quick real-time demo to discuss the details and get a quote.
Start your journey
Discover how TIMVERO’s flexible solutions can elevate your operations with tailored tools and seamless integration.
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