B2B Installment
Loan Software

High-quality software for B2B installment loans has clear advantages for business customers and lenders. Its implementation results in higher customer satisfaction due to clear automated processes and easier risk assessment and control due to advanced analytics along with data-first decision-making incorporated.

TIMVERO delivers technically sound and easily scalable installment loan platforms for business customers that can handle large volumes of applications and servicing requests, and deal with huge massive of analytical data for financially sensitive decisions.

What installment loan software includes

timveroOS installment loan management software covers the entire lending process from customer acquisition and automated application processing all the way to loan portfolio management and debt collection. Here are the main stages:

Loan Origination

Installment loan software can help streamline loan origination for B2B installment lending by collecting borrower information, running credit checks, and generating loan agreements.

By automating these processes, loan providers reduce manual errors, improve efficiency, and speed up the loan origination process.

Loan Servicing

Loan software helps B2B installment loan providers manage loan servicing, be it loan disbursements, repayment schedules, interest calculations, or payment processing.

With timveroOS, you can track loan performance, monitor delinquencies, and generate reports for regulatory compliance in installment loan management.

Debt Collection

Easily manage collections activities in a single interface: track overdue payments, send payment reminders, or generate collection letters, SMS/email payment reminders to your business customers, and always have a clear picture of your loan portfolio at hand.

Analytics

TIMVERO consumer installment loan software helps banks and loan providers use vast amounts of data to have a comprehensive view of loan performance, identify trends, and make data-driven decisions. Besides, helps to identify potential risk areas in B2B installment lending, such as high delinquency rates or loans with high default rates.

Overall, timveroOS helps B2B installment loan providers streamline loan origination and loan servicing, reduce manual errors, and improve efficiency. In addition, with its help you can manage risks, ensure compliance, and make data-driven decisions to optimize loan performance.

Loan Origination

Loan Servicing

Debt Collection

Analytics

What installment loan software includes

Loan Origination

Loan Servicing

Debt Collection

Analytics

Customer onboarding

Automated scoring

Contracting

Collection

timveroOS builds seamless and tech-savvy onboarding for banks and financial institutions to improve conversion rates and minimize customer churn at every stage. Your borrowers can undergo fast fully digital KYC checks and submit their consents with a click.

The major advantage of TIMVERO consumer lending software is robust data furnishing tools and analytics.

The system generates forms and supports auto-fill based on existing CRM data or API integrations with data providers. Just as well it easily extracts and processes data from complex financial reports in banks.

Automated doesn’t mean uncontrollable or black-box.

It is you who defines custom scoring parameters, such as customer profile values, free cash flow range, and other risk parameters.

As a result, your consumer lending business obtains data-centric and effective scoring models - both soft-check and hard-check. Each is based on clear predefined rules for different borrower groups to minimize risk, reduce operating expenses and get the most out of what timveroOS automation can fuel your business with.

The entire document management part can become paperless.

The multi-stage process of signing a contract is supported by a number of online and offline channels. The system stores, edits, and updates various contract templates for borrowers.

The timveroOS functionality includes an automatic opening for debit or credit accounts or loan disbursements via integration with a core/general ledger collateral management. No need to switch between files, folders, and data providers: consumer loan software by TIMVERO unites all contracting operations in a single interface.

Robust collection module is a must-have for retail lending software. When compared to any out-of-the-box solutions in the market, at TIMVERO we added extended covenant control and collecting payments tracking along with ready-made proactive collection strategies for banking with automated notifications.

What’s more: banks and lending businesses always have necessary business metrics at their fingertips due to in-built systems for capturing analytical data and smart reporting.

AI and ML for extra insights  and the highest effectiveness

TIMVERO presents two modules: Integration and Data Transformation within the lending platform that collects and systemizes data from any number of data sources connected. After the data is collected, the in-built proprietary Analytics XAI Engine (XAI = explainable AI) data storage to draw insights for decision-making in:

Installment underwriting
Loan product changes and pivoting
Tech-advanced loan servicing

The Analytics XAI Engine generates genuine recommendations for new underwriting models, more effective risk models for customer segments, product ideas, and safer debt collection strategies.

It also evaluates the forecasted financial impact of its advice for various types of stakeholders within the company. It gives people a lot of proven data for decision-making and superb market performance.

With our cutting-edge framework, you can make the right business decisions up to 12 times faster. TIMVERO software provides you with the necessary tools to optimize your loan processes and improve your business performance.

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Customizable Loan Architecture

Unique architecture based on Particpants entities that can be customized for any custom attributes,documents, profiles and emdedded intro the custom step of the loan process.

Participant

SMB

Raw and featured data

Tax number
Address
Annual incomes
Liabilities

Documents

Financial accounts
Business bank statements

Deal

Business flow

AML
Underwriting
T&C calculations
Signing

Products

MCA
Business loan
Сredit line

Customers recommend us

Bank in Canada

“Outstanding solution with a fast implementation that helped us launch a new business line in just 4 months”.

The UK-based financial organization

“Installment lending for businesses is something that we have started about half a year ago. TIMVERO’s recommendations on technical aspects help us design the system the leanest way possible”.

Financial organization from the USA

“Thank you for easy communication with the team, your technical expertise and impressive skills that allowed us to launch the system this year and issue the first loans 5 months after our first meeting”.

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B2B Installment Loan Software