Installment
loan software

TIMVERO revolutionizes the lending landscape with its exceptional installment loan software. In an era where financial flexibility is paramount, our state-of-the-art software platform offers seamless integration of installment loan services, catering to both digital and brick-and-mortar businesses.

With TIMVERO’s consumer installment loan software, businesses can take advantage of advanced features such as precise risk assessment, real-time transaction monitoring, and intuitive user interfaces. Create personalized repayment plans and empower borrowers to manage their finances effectively and repay loans on terms that suit their individual circumstances.

timveroOS for installment lending

TIMVERO’s Installment Loan Management Software not only streamlines the lending process but also ensures compliance with regulations, enhancing the overall efficiency and reliability of loan operations. In a competitive landscape where customer satisfaction is key, our software empowers lenders to offer personalized loan options:

Digital onboarding

Effortlessly incorporate timveroOS into your lending framework, facilitating smooth and optimized digital onboarding.

Harness the power of cutting-edge risk evaluation algorithms, data-driven security compliance, and instantaneous data analysis to guarantee prompt and precise loan origination.

Our software equips you to delve into the world of installment lending, broadening your customer outreach and optimizing financial returns.

Automated scoring

Revolutionize your loan management with the automated scoring module in timveroOS.

Streamline the assessment process, ensuring accurate risk evaluation for installment loans. Benefit from efficient decision-making, enhanced precision, and accelerated approvals, ultimately optimizing your lending operations for minimized human involvement.

Contracting

Power up your installment loan processing with timveroOS's contracting module. Seamlessly manage agreements, automate documentation, and ensure compliance.

Streamline workflows, minimize errors, and elevate efficiency in your loan management, creating a robust foundation for successful lending operations.

Collection

Optimize debt collection for installment lending using the intelligent loan management platform by TIMVERO.

Streamline overdue loan processing with automated reminders, personalized repayment plans, and real-time monitoring. Utilize advanced analytics to identify delinquencies and refine recovery strategies.

Elevate recovery outcomes while fostering positive customer relationships through the intuitive workflow.

Digital onboarding

Automated scoring

Contracting

Collection

timveroOS for
installment lending

Digital onboarding

Automated scoring

Contracting

Collection

Customer onboarding

Automated scoring

Contracting

Collection

timveroOS builds seamless and tech-savvy onboarding for banks and financial institutions to improve conversion rates and minimize customer churn at every stage. Your borrowers can undergo fast fully digital KYC checks and submit their consents with a click.

The major advantage of TIMVERO consumer lending software is robust data furnishing tools and analytics.

The system generates forms and supports auto-fill based on existing CRM data or API integrations with data providers. Just as well it easily extracts and processes data from complex financial reports in banks.

Automated doesn’t mean uncontrollable or black-box.

It is you who defines custom scoring parameters, such as customer profile values, free cash flow range, and other risk parameters.

As a result, your consumer lending business obtains data-centric and effective scoring models - both soft-check and hard-check. Each is based on clear predefined rules for different borrower groups to minimize risk, reduce operating expenses and get the most out of what timveroOS automation can fuel your business with.

The entire document management part can become paperless.

The multi-stage process of signing a contract is supported by a number of online and offline channels. The system stores, edits, and updates various contract templates for borrowers.

The timveroOS functionality includes an automatic opening for debit or credit accounts or loan disbursements via integration with a core/general ledger collateral management. No need to switch between files, folders, and data providers: consumer loan software by TIMVERO unites all contracting operations in a single interface.

Robust collection module is a must-have for retail lending software. When compared to any out-of-the-box solutions in the market, at TIMVERO we added extended covenant control and collecting payments tracking along with ready-made proactive collection strategies for banking with automated notifications.

What’s more: banks and lending businesses always have necessary business metrics at their fingertips due to in-built systems for capturing analytical data and smart reporting.

Advanced AI analytics

Support your installment lending business with timveroOS Analytics functionality. Leverage AI/ML-based data processing to identify high-performing products and customer segments, optimizing approval rates and minimizing delinquency, all while maintaining efficient staffing levels. The TIMVERO Cashflow Engine provides executives access to powerful financial models, elevating profit per loan. Detailed reports on loan performance and borrower metrics enable trend identification and lending strategy optimization.

The AI/ML-powered decision-making and reporting module in timveroOS accelerates executive decision-making by up to 12 times, resulting in an average 13% increase in profit per loan for banks and fintechs. This innovative module utilizes data analytics to continuously enhance underwriting, improve services, and drive product development.

The proprietary Financial Engineering/Cashflow Engine builds synergy across key business teams – risk, product, marketing, and finance – facilitating swift and substantial installment loan origination and management improvements. Eliminate bottlenecks, enhance lending business effectiveness, manage portfolio risks, discover upsell opportunities, and craft lead-winning marketing with impressive ROI using timveroOS Analytics, the pinnacle of AI/ML decision-making and Cashflow Engine integration tailored for installment loans.

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Customizable Loan Architecture

Unique architecture based on Participants entities that can be customized for any custom attributes, documents, profiles and embedded intro the custom step of the loan process.

Participant

Consumer

Raw and featured data

ID number
Address
Disposable income
Credit score

Documents

ID card
Proof of address

Deal

Business flow

KYC
Underwriting
T&C calculations
Signing

Products

Credit card
Fixed-term loan
Installment

Customers recommend

Alex T. a financial institution CFO, USA

"I'm thoroughly impressed with timveroOS's installment loan software. The robust analytics provide actionable insights into borrower behavior and portfolio performance. Customizable flows ensure great effectiveness. It's a comprehensive solution that has significantly streamlined our lending processes."

Alex oversees loan management operations and is dedicated to adopting cutting-edge technology for enhanced efficiency. With a keen eye for detail and a focus on data-driven decision-making, Alex values software solutions that provide comprehensive insights, customization options, and the flexibility to stay connected while on the move.

Mark T., Collections Manager at a lending company in Germany

"timveroOS's installment loan software is a game-changer for our collection strategies. The Analytics module's insights have been instrumental in identifying trends, optimizing lending strategies, and mitigating risks. The Collection module's automation streamlines our debt recovery efforts, ensuring efficiency and maximizing returns. It's the perfect blend of analytics and practical tools for comprehensive loan portfolio management."

Mark is results-driven and values analytics for strategic decision-making. The Collection module is essential for him, and he appreciates software solutions that not only provide insights into loan performance but also offer practical tools for effective debt recovery. Mark seeks efficiency and maximum returns in his role, making timveroOS the ideal solution for his collection management needs.

Sarah Rodriguez, Loan Manager at a thriving financial firm

"As a lending professional, I am more than happy with timveroOS's installment loan software. The risk assessment tools are impressive, offering precision in evaluating borrower profiles. The reporting and analytics suite transformed our strategic decision-making. With timveroOS, we've not just optimized processes but elevated our entire lending strategy."

Sarah is dedicated to ensuring meticulous risk assessment and data-driven decision-making. A forward-thinking professional, she values software that not only streamlines operations but also provides advanced analytics for strategic planning. AI-based analytics is crucial for Sarah, as it aligns with her proactive approach to client engagement and business management.

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We work with

Banks

Tailored for banking institutions, our installment loan software seamlessly integrates with banks, catering to their distinct needs. Featuring powerful risk assessment algorithms and advanced analytics, it elevates lending decisions and risk management. The software's adaptability enables banks to customize user experiences, integrate seamlessly with existing systems, and optimize operational efficiency. Empowering banks to capitalize on the installment lending market, it harmonizes with their established banking infrastructure for unparalleled financial service delivery.

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Finance companies
(fintechs)

Tailored for fintech enterprises, timveroOS presents an ideal solution, empowering them with a robust, customizable platform for delivering installment loan services. Its adaptable, API-driven architecture seamlessly integrates with fintech platforms, ensuring effortless implementation and a user-friendly experience. Advanced AI and ML capabilities elevate risk assessment and decision-making, while extensive integrations ensure compatibility within fintech ecosystems. By adopting our installment loan management software, fintech companies can diversify their product offerings and foster heightened customer engagement, marking a strategic advancement in their financial service provision.

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Installment loan software