Transitioning to an AI-centric model in loan portfolio analysis can be challenging for financial institutions. Our AI-focused solution timveroOS helps to overcome challenges.
Its Analytics XAI Engine leverages data from various sources to generate valuable insights that improve underwriting, service, and product enhancement.
Lenders can benefit from AI-powered revisions of their risk models, personalized loan products, and existing loan term alterations provided by the Financial Engineering/Cashflow Engine.
TIMVERO’s innovative approach allows banks to expedite their decision-making by 12x and improve per-loan profit by an average of 20%. Ultimately, in a digital economy, we enhance human interactions through our design.
The seamless connection of an extensive data warehouse that gathers internal and external data sources to the powerful ML-based analytics module (SageMaker) provides a limitless area for experiments, A/B tests, and data-first decisioning in a user-friendly neat interface.
timveroOS grants space for risk, marketing, and product teams to test new ideas, fortify each other’s performance, and gain new insights for loan portfolio analysis up to 10 times faster. The ML tool used helps to store results at the analytics DWH for future references and statistics comparison.
The platform enables executives and product stakeholders to project new ideas or future macro-/microeconomical events on the current loan portfolio to estimate risks and make decisions based on the company’s financial health and risk appetite.
Financial company executives and stakeholders get an opportunity to realistically simulate the implementation of various strategies, such as new loan products, adjusted lending terms, customizable offers for various customer segments, risk modeling, or collection strategies. The simulator is created for loan portfolio analysis of each scenario.
Make ML-powered strategical executive decisions up to twelve times faster due to obtaining qualitative and quantitative data at your fingertips due to frictionless automation in several steps: XAI engine collects data, while the Financial Engineering/Cashflow engine turns it into insights and doable recommendations.
The interconnected operating system encompasses the entire workflow covering loan origination, loan management, and debt collection in full. Due to the SDK, any innovations can be implemented faster in the two layers of analytics: ML for model building and Financial Engineering tools for projecting the business impact of innovations.
Loan Portfolio Analytics in timveroOS is a great comprehensive solution for the digital transformation of financial institutions. With its SDK and Feature Store, it enables fast implementation of additional functions and coherent data analysis. Integration of multiple data sources and ML-based analytics provide limitless experimentation and data-first effective decision-making based on projections and experiments.
The platform also includes collaboration tools, reliable risk prediction capabilities, and real-time event simulation to enable 12x faster executive decisions.
It covers loan origination, management, and debt collection, making it a valuable tool for financial institutions seeking innovation and efficiency.
timveroOS has 90+ completely ready-to-use integrations for banks and financial institutions, including credit bureaus, accounting systems, external collection agencies, communication and notification tools, and tools for loan portfolio monitoring. All the data is systematically preserved in the Data Warehouse in a tabular and consistent format, significantly enhancing the efficiency of analytics.
We collaborate with Experian, Equifax, Transunion, Schufa, Tink, Plaid, Bud, Yapily, LexisNexis, QuickBooks, and Zoho — to name a few.
Integrate with your chosen provider via our SDK-based components. Use the Feature Store for quick creation and implementation of new transformations in policies, underwriting, decision trees, and more.
Learn more about the way TIMVERO can revolutionize your loan portfolio management with robust AI analytics and extensive automation.
Leave your contacts to get a personalized 30-min demo.