Features of timveroOS

Features of timveroOS

We build highly functional lending software platforms for banks, neobanks, and credit organizations, using SDK for higher flexibility and scalability, rapid launch, and a top-notch feature set for each customer. Check out the capabilities of TIMVERO solutions.

Add value to your lending business

relationship

Vendor and client portal

We stick to the B2B2C approach: it means improving functionality while keeping the end-user in mind. With timveroOS you can build competitive advantages and grow loyal customers easier due to a one-stop-shop user experience.

organize

Dynamic BPMN

Business process modeling makes underwriting, policies, and customer workflow processes easier to set up, change, or scale. TIMVERO business analysts will guide you through available opportunities for the best results.

ok

Proactive products
proposition

Smart data-based recommendations, matching, and automated interaction with customers allow for building comprehensive marketing strategies in loan businesses and better matching your products with the target audience.

web

Multichannel loan
application

Digital onboarding built into your offline financial service proposition can help stand in front of competitors. For that, timveroOS for lenders offers loan application functionality for mobile and web, via vendor portal, or customer portal.

crm

Powerful CRM system

A comprehensive 360-degree CRM system inside the loan management platform by TIMVERO supports partial or full automation of routine tasks and the performance of advanced analytical tasks.

analytics (1)

Collection tools

The end-to-end loan management system includes a well-designed collection module that meets the individual demands of lenders: collection strategies, analytics, payment calculation, automated messaging, and so on.

relationship

Vendor and client portal

We stick to the B2B2C approach: it means improving functionality while keeping the end-user in mind. With timveroOS you can build competitive advantages and grow loyal customers easier due to a one-stop-shop user experience.

organize

Dynamic BPMN

Business process modeling makes underwriting, policies, and customer workflow processes easier to set up, change, or scale. TIMVERO business analysts will guide you through available opportunities for the best results.

ok

Proactive products proposition

Smart data-based recommendations, matching, and automated interaction with customers allow for building comprehensive marketing strategies in loan businesses and better matching your products with the target audience.

web

Multichannel loan application

Digital onboarding built into your offline financial service proposition can help stand in front of competitors. For that, timveroOS for lenders offers loan application functionality for mobile and web, via vendor portal, or customer portal.

crm

Powerful CRM system

A comprehensive 360-degree CRM system inside the loan management platform by TIMVERO supports partial or full automation of routine tasks and the performance of advanced analytical tasks.

analytics (1)

Collection tools

The end-to-end loan management system includes a well-designed collection module that meets the individual demands of lenders: collection strategies, analytics, payment calculation, automated messaging, and so on.

Integrations

organize

60+ ready-to-use
integrations

Based on advanced financial monitoring tools and covenant control functionality, timveroOS for business lending enables proactive multi-stage strategies for effective SME loan management.

strategy

Data furnishing tools

We transform owning data into implementing data the smart way: by using XAI (explainable Artificial Intelligence) for connecting sources and extracting data in hours to enable timely and correct data-driven decisions.

credit-cards 1

Credit and debit card processing

timveroOS prepared ready-made integrations for fast and seamless credit and debit card processing. The integrations are completely suitable for disbursement, repayments, and collection activities.

process

Original SDK

The SDK functionality makes it possible to go for the bank-side hyper-customization of products and processes helping you to launch new loan products in a few clicks and win a wider audience.

calculator

Accounting tools

We know that accounting is a core of a lending business, therefore we provide powerful tools to get ready automation of distribution and reconciliation. TIMVERO offers ABS/cores API integrations for new-age digital banking.

organize

60+ ready-to-use integrations

Based on advanced financial monitoring tools and covenant control functionality, timveroOS for business lending enables proactive multi-stage strategies for effective SME loan management.

strategy

Data furnishing tools

We transform owning data into implementing data the smart way: by using XAI (explainable Artificial Intelligence) for connecting sources and extracting data in hours to enable timely and correct data-driven decisions.

credit-cards 1

Credit and debit card processing

timveroOS prepared ready-made integrations for fast and seamless credit and debit card processing. The integrations are completely suitable for disbursement, repayments, and collection activities.

process

Original SDK

The SDK functionality makes it possible to go for the bank-side hyper-customization of products and processes helping you to launch new loan products in a few clicks and win a wider audience.

calculator

Accounting tools

We know that accounting is a core of a lending business, therefore we provide powerful tools to get ready automation of distribution and reconciliation. TIMVERO offers ABS/cores API integrations for new-age digital banking.

Analytics and Reporting

data

Advanced ML Data Analytics Framework

Analytics is the cherry on the pie within timveroOS: we set up and help you gain data-driven business insights and projections in a few clicks, tailored to your business needs and bringing tangible financial value.

analytics (1)

Cashflow Projection Module

ML-based cashflow projections allow real-time calculations to optimize investment, monitor the healthy state of your loan portfolio, and to be able to take timely measures to prevent negative trends and impacts.

gears (1)

BI module and dashboards

Leading Business Intelligence tools of your choice are available under the same roof, integrated into the lending management system. Terms, amounts, percentages, and paid-off or written-off loans are just one click away.

suitcase

Portfolio monitoring tools

Portfolio management as a financial health check-up of your lending business can be performed with minimum effort with the help of integrations. Keep custom metrics that are important for your business type at hand with real-time updates.

data

Advanced ML Data Analytics Framework

Analytics is the cherry on the pie within timveroOS: we set up and help you gain data-driven business insights and projections in a few clicks, tailored to your business needs and bringing tangible financial value.

analytics (1)

Cashflow Projection Module

ML-based cashflow projections allow real-time calculations to optimize investment, monitor the healthy state of your loan portfolio, and to be able to take timely measures to prevent negative trends and impacts.

gears (1)

BI module and
dashboards

Leading Business Intelligence tools of your choice are available under the same roof, integrated into the lending management system. Terms, amounts, percentages, and paid-off or written-off loans are just one click away.

suitcase

Portfolio monitoring
tools

Portfolio management as a financial health check-up of your lending business can be performed with minimum effort with the help of integrations. Keep custom metrics that are important for your business type at hand with real-time updates.

Security

folder

Security tools

TIMVERO implements security practices compliant with worldwide and regionally renowned practices and standards to protect the system from unauthorized access and ensure data security.

hierarchical-structure

User management tools

Granular tiered access for employees and customers allows for building an effective and secure lending ecosystem with an improved level of self-service without compromising security issues.

cloud 1

Cloud, on-premise, or combined hosting

We value bank security and technical requirements and pay attention to legacy systems, so timveroOS can be deployed in the cloud, on-premise, or using a combined solution. The choice depends on your convenience and requirements.

folder

Security tools

TIMVERO implements security practices compliant with worldwide and regionally renowned practices and standards to protect the system from unauthorized access and ensure data security.

hierarchical-structure

User management tools

Granular tiered access for employees and customers allows for building an effective and secure lending ecosystem with an improved level of self-service without compromising security issues.

cloud 1

Cloud, on-premise, or combined hosting

We value bank security and technical requirements and pay attention to legacy systems, so timveroOS can be deployed in the cloud, on-premise, or using a combined solution. The choice depends on your convenience and requirements.

Extended loan
management functionality

Extended loan
management functionality

Extended loan
management
functionality

  • Vendor management tools within the vendor portal
  • Soft-checks and hard-checks functionality that does not harm customer’s credit score
  • No-code credit product orchestration due to proprietary product engine
  • Hyper-customization and CX features with SDK-based tools
  • Customizable product proposition
  • Document management tools
  • Automated notifications
  • Seamless disbursement and payment functionality
  • Collection management, including “Promise to pay”
  • Restructuring/delinquency management
  • Call queues and calling tree
  • Data-based marketing tools
  • User collaboration tools for escalation, settlement, etc.
  • Upsell and X-sell features
  • Covenant control and fees/fines management
  • Consents management