Features of timveroOS
Features of timveroOS
We build highly functional lending software platforms for banks, neobanks, and credit organizations, using SDK for higher flexibility and scalability, rapid launch, and a top-notch feature set for each customer. Check out the capabilities of TIMVERO solutions.
Vendor and client portal
We stick to the B2B2C approach: it means improving functionality while keeping the end-user in mind. With timveroOS you can build competitive advantages and grow loyal customers easier due to a one-stop-shop user experience.
Dynamic BPMN
Business process modeling makes underwriting, policies, and customer workflow processes easier to set up, change, or scale. TIMVERO business analysts will guide you through available opportunities for the best results.
Proactive products
proposition
Smart data-based recommendations, matching, and automated interaction with customers allow for building comprehensive marketing strategies in loan businesses and better matching your products with the target audience.
Multichannel loan
application
Digital onboarding built into your offline financial service proposition can help stand in front of competitors. For that, timveroOS for lenders offers loan application functionality for mobile and web, via vendor portal, or customer portal.
Powerful CRM system
A comprehensive 360-degree CRM system inside the loan management platform by TIMVERO supports partial or full automation of routine tasks and the performance of advanced analytical tasks.
Collection tools
The end-to-end loan management system includes a well-designed collection module that meets the individual demands of lenders: collection strategies, analytics, payment calculation, automated messaging, and so on.
Vendor and client portal
We stick to the B2B2C approach: it means improving functionality while keeping the end-user in mind. With timveroOS you can build competitive advantages and grow loyal customers easier due to a one-stop-shop user experience.
Dynamic BPMN
Business process modeling makes underwriting, policies, and customer workflow processes easier to set up, change, or scale. TIMVERO business analysts will guide you through available opportunities for the best results.
Proactive products proposition
Smart data-based recommendations, matching, and automated interaction with customers allow for building comprehensive marketing strategies in loan businesses and better matching your products with the target audience.
Multichannel loan application
Digital onboarding built into your offline financial service proposition can help stand in front of competitors. For that, timveroOS for lenders offers loan application functionality for mobile and web, via vendor portal, or customer portal.
Powerful CRM system
A comprehensive 360-degree CRM system inside the loan management platform by TIMVERO supports partial or full automation of routine tasks and the performance of advanced analytical tasks.
Collection tools
The end-to-end loan management system includes a well-designed collection module that meets the individual demands of lenders: collection strategies, analytics, payment calculation, automated messaging, and so on.
Integrations
60+ ready-to-use
integrations
Based on advanced financial monitoring tools and covenant control functionality, timveroOS for business lending enables proactive multi-stage strategies for effective SME loan management.
Data furnishing tools
We transform owning data into implementing data the smart way: by using XAI (explainable Artificial Intelligence) for connecting sources and extracting data in hours to enable timely and correct data-driven decisions.
Credit and debit card processing
timveroOS prepared ready-made integrations for fast and seamless credit and debit card processing. The integrations are completely suitable for disbursement, repayments, and collection activities.
Original SDK
The SDK functionality makes it possible to go for the bank-side hyper-customization of products and processes helping you to launch new loan products in a few clicks and win a wider audience.
Accounting tools
We know that accounting is a core of a lending business, therefore we provide powerful tools to get ready automation of distribution and reconciliation. TIMVERO offers ABS/cores API integrations for new-age digital banking.
60+ ready-to-use integrations
Based on advanced financial monitoring tools and covenant control functionality, timveroOS for business lending enables proactive multi-stage strategies for effective SME loan management.
Data furnishing tools
We transform owning data into implementing data the smart way: by using XAI (explainable Artificial Intelligence) for connecting sources and extracting data in hours to enable timely and correct data-driven decisions.
Credit and debit card processing
timveroOS prepared ready-made integrations for fast and seamless credit and debit card processing. The integrations are completely suitable for disbursement, repayments, and collection activities.
Original SDK
The SDK functionality makes it possible to go for the bank-side hyper-customization of products and processes helping you to launch new loan products in a few clicks and win a wider audience.
Accounting tools
We know that accounting is a core of a lending business, therefore we provide powerful tools to get ready automation of distribution and reconciliation. TIMVERO offers ABS/cores API integrations for new-age digital banking.
Analytics and Reporting
Advanced ML Data Analytics Framework
Analytics is the cherry on the pie within timveroOS: we set up and help you gain data-driven business insights and projections in a few clicks, tailored to your business needs and bringing tangible financial value.
Cashflow Projection Module
ML-based cashflow projections allow real-time calculations to optimize investment, monitor the healthy state of your loan portfolio, and to be able to take timely measures to prevent negative trends and impacts.
BI module and dashboards
Leading Business Intelligence tools of your choice are available under the same roof, integrated into the lending management system. Terms, amounts, percentages, and paid-off or written-off loans are just one click away.
Portfolio monitoring tools
Portfolio management as a financial health check-up of your lending business can be performed with minimum effort with the help of integrations. Keep custom metrics that are important for your business type at hand with real-time updates.
Advanced ML Data Analytics Framework
Analytics is the cherry on the pie within timveroOS: we set up and help you gain data-driven business insights and projections in a few clicks, tailored to your business needs and bringing tangible financial value.
Cashflow Projection Module
ML-based cashflow projections allow real-time calculations to optimize investment, monitor the healthy state of your loan portfolio, and to be able to take timely measures to prevent negative trends and impacts.
BI module and
dashboards
Leading Business Intelligence tools of your choice are available under the same roof, integrated into the lending management system. Terms, amounts, percentages, and paid-off or written-off loans are just one click away.
Portfolio monitoring
tools
Portfolio management as a financial health check-up of your lending business can be performed with minimum effort with the help of integrations. Keep custom metrics that are important for your business type at hand with real-time updates.
Security
Security tools
TIMVERO implements security practices compliant with worldwide and regionally renowned practices and standards to protect the system from unauthorized access and ensure data security.
User management tools
Granular tiered access for employees and customers allows for building an effective and secure lending ecosystem with an improved level of self-service without compromising security issues.
Cloud, on-premise, or combined hosting
We value bank security and technical requirements and pay attention to legacy systems, so timveroOS can be deployed in the cloud, on-premise, or using a combined solution. The choice depends on your convenience and requirements.
Security tools
TIMVERO implements security practices compliant with worldwide and regionally renowned practices and standards to protect the system from unauthorized access and ensure data security.
User management tools
Granular tiered access for employees and customers allows for building an effective and secure lending ecosystem with an improved level of self-service without compromising security issues.
Cloud, on-premise, or combined hosting
We value bank security and technical requirements and pay attention to legacy systems, so timveroOS can be deployed in the cloud, on-premise, or using a combined solution. The choice depends on your convenience and requirements.
Extended loan
management functionality
Extended loan
management functionality
Extended loan
management
functionality
- Vendor management tools within the vendor portal
- Soft-checks and hard-checks functionality that does not harm customer’s credit score
- No-code credit product orchestration due to proprietary product engine
- Hyper-customization and CX features with SDK-based tools
- Customizable product proposition
- Document management tools
- Automated notifications
- Seamless disbursement and payment functionality
- Collection management, including “Promise to pay”
- Restructuring/delinquency management
- Call queues and calling tree
- Data-based marketing tools
- User collaboration tools for escalation, settlement, etc.
- Upsell and X-sell features
- Covenant control and fees/fines management
- Consents management